Bancontander Chile (STU:BSA) Valuation Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:BSA Banco Santander Chile STU:BSA
75 GF Score
Price €29.80
GF Value €26.50
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Bancontander Chile Valuation Rank?

The Valuation Rank measures the current valuation of a business relative to other companies in the same industry and its own historical valuation. The companies are split in equal numbers and then ranked from 1 to 10, with 10 as the most undervalued and 1 as the most overvalued.

  1. Three factors:
    • Absolute valuation (medpsvalue) relative to current stock price, rank among all companies
    • Historical valuation over the past 10 years. Rank pe, ps, pocf, ev2ebit over their own historical values
    • Industry relative valuation
  2. Companies without enough data is not ranked
  3. Companies with negative earnings are ranked lower

These three factors are used to calculate the value score for every eligible company, with values from 1 to 10. The final ranked companies are split in equal numbers and ranked from 1 to 10, with 10 as the most undervalued, and 1 as the most overvalued. The numbers of companies in each rank are the same.

Bancontander Chile Valuation Rank Related Terms

STU:BSA
75GF Score
Banco Santander Chile STU:BSA
Valuation Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bancontander Chile (STU:BSA) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Chile stock appears to be overvalued. The current stock price of €29.80 is trading 12.5% above its estimated GF Value™ of €26.50. GuruFocus considers Bancontander Chile to be Modestly Overvalued.

Key valuation signals for STU:BSA:

  • Valuation Rank:
  • GF Value™: €26.50 vs. price of €29.80 (12.5% above fair value)
  • GF Score™: 75/100 with 9 warning signs

No single metric tells the full story. See the STU:BSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bancontander Chile Business Description

Address Bandera 140, 20th Floor, Santiago, CHL
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
75GF Score

Get the complete analysis for STU:BSA

Valuation Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€29.80
Price
€26.50
GF Value