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Associated Banc-CorpASB -0.16%69 3-Year Book Growth Rate is 4.30% as of Jun. 2026, which is 5% below its 10-year median of 4.55. GuruFocus rates ASB with a GF Score™ of 69/100 and a GF Value™ of $29.77 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,496 Banks companies, Associated Banc-Corp ranks worse than 77.34% on this metric.
During the past 12 months, Associated Banc-Corp's average Book Value per Share Growth Rate was 4.30% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 4.30% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 2.80% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 4.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Associated Banc-Corp was 38.90% per year. The lowest was -21.00% per year. And the median was 4.55% per year.
Associated Banc-Corp (NYSE:ASB) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Associated Banc-Corp 3-Year Book Growth Rate Related Terms
ASB vs FLG, ABCB, AUB: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Associated Banc-Corp's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Associated Banc-Corp 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Associated Banc-Corp's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Associated Banc-Corp's 3-Year Book Growth Rate falls into.
Associated Banc-Corp 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 4.30% mean?
Associated Banc-Corp (ASB) has a 3-Year Book Growth Rate of 4.30% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Associated Banc-Corp and its competitors. This is near median its historical median of 4.55. According to the industry distribution chart, Associated Banc-Corp ranks #1157 out of 1496 companies in the Banks industry, placing it in the top 77.3%.
Is Associated Banc-Corp's 3-Year Book Growth Rate too high?
Associated Banc-Corp's current 3-Year Book Growth Rate of 4.30% is near median its 10-year median of 4.55. The Banks industry median 3-Year Book Growth Rate is 8.80. Associated Banc-Corp's value of 4.30% is 51.1% below this industry median. Based on the distribution chart, Associated Banc-Corp ranks #1157 out of 1496 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Associated Banc-Corp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Associated Banc-Corp's 3-Year Book Growth Rate compare to FLG and ABCB?
According to the Banks industry distribution chart, Associated Banc-Corp ranks #1157 out of 1496 companies for 3-Year Book Growth Rate. This places Associated Banc-Corp in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Associated Banc-Corp's value of 4.30% is 51.1% below this benchmark. While the company's 10-year median is 4.55 vs. the industry median of 8.80, Associated Banc-Corp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Associated Banc-Corp's current 3-Year Book Growth Rate of 4.30% is 51.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Associated Banc-Corp and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Associated Banc-Corp's current 3-Year Book Growth Rate is 4.30%, which is near median its own 10-year median of 4.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Associated Banc-Corp stock overvalued right now?
Based on GuruFocus' analysis, Associated Banc-Corp (ASB) is currently considered Fairly Valued. The stock's GF Value™ is $29.77, compared to a current price of $30.76 — trading 3.3% above its estimated fair value. The current 3-Year Book Growth Rate is 4.30%, which is near median its 10-year median of 4.55 and 51.1% below the Banks industry median of 8.80. Associated Banc-Corp's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Associated Banc-Corp (ASB), the current 3-Year Book Growth Rate is 4.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Associated Banc-Corp (ASB) Overvalued in 2026?
Based on GuruFocus' analysis, Associated Banc-Corp stock appears to be overvalued.
The current stock price of $30.76 is trading 3.3% above its estimated GF Value™ of $29.77.
GuruFocus considers Associated Banc-Corp to be Fairly Valued.
Key valuation signals for ASB:
3-Year Book Growth Rate: 4.30% (near median its 10-year median of 4.55)
GF Value™: $29.77 vs. price of $30.76 (3.3% above fair value)
Industry Position: 51.1% below the Banks median (#1157 of 1496)
No single metric tells the full story. See the ASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Associated Banc-Corp is a bank holding company based in the United States of America. The company, through its subsidiaries, provides a broad array of banking and non-banking products and services to individuals and businesses. The group operates in three reportable segments: Corporate and Commercial Specialty; Community, Consumer, and Business; and Risk Management and Shared Services. The majority of its revenue is derived from the Corporate and Commercial Specialty segment, which serves a wide range of customers, including larger businesses, developers, not-for-profits, municipalities, and financial institutions by providing lending and deposit solutions as well as support to deliver, fund, and manage such banking solutions.
69GF Score
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