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Associated Banc-CorpASB -2.72%68 Equity-to-Asset is 0.11 as of Jun. 2026, which is at its 10-year median of 0.11. GuruFocus rates ASB with a GF Score™ of 68/100 and a GF Value™ of $29.77 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,524 Banks companies, Associated Banc-Corp ranks better than 63.98% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Associated Banc-Corp's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $5,638 Mil. Associated Banc-Corp's Total Assets for the quarter that ended in Jun. 2026 was $51,813 Mil.
Therefore, Associated Banc-Corp's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.11.
The historical rank and industry rank for Associated Banc-Corp's Equity-to-Asset or its related term are showing as below:
ASB'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.11 Max: 0.12
Current: 0.11
During the past 13 years, the highest Equity to Asset Ratio of Associated Banc-Corp was 0.12. The lowest was 0.10. And the median was 0.11.
ASB's Equity-to-Asset is ranked better than 63.98% of 1524
companies
in the Banks industry
Industry Median: 0.1
vs ASB: 0.11
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Associated Banc-Corp Equity-to-Asset Related Terms
Associated Banc-Corp Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Associated Banc-Corp's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Associated Banc-Corp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Associated Banc-Corp Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Associated Banc-Corp's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Associated Banc-Corp's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Associated Banc-Corp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Associated Banc-Corp (ASB) has a Equity-to-Asset of 0.11 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Associated Banc-Corp and its competitors. This is near median its historical median of 0.11. Over the past decade, Associated Banc-Corp's Equity-to-Asset has ranged from 0.10 to 0.12. According to the industry distribution chart, Associated Banc-Corp ranks #549 out of 1524 companies in the Banks industry, placing it in the top 36%.
Is Associated Banc-Corp's Equity-to-Asset too high?
Associated Banc-Corp's current Equity-to-Asset of 0.11 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.12. The Banks industry median Equity-to-Asset is 0.10. Associated Banc-Corp's value of 0.11 is 10% above this industry median. Based on the distribution chart, Associated Banc-Corp ranks #549 out of 1524 companies in the Banks industry, which is above the industry midpoint. Overall, Associated Banc-Corp has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Associated Banc-Corp's Equity-to-Asset compare to FLG and ABCB?
According to the Banks industry distribution chart, Associated Banc-Corp ranks #549 out of 1524 companies for Equity-to-Asset. This puts Associated Banc-Corp in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Associated Banc-Corp's value of 0.11 is 10% above this benchmark. Historically, Associated Banc-Corp's own Equity-to-Asset has ranged from 0.10 to 0.12 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, Associated Banc-Corp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Associated Banc-Corp's current Equity-to-Asset of 0.11 is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Associated Banc-Corp and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Associated Banc-Corp's current Equity-to-Asset is 0.11, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Associated Banc-Corp stock overvalued right now?
Based on GuruFocus' analysis, Associated Banc-Corp (ASB) is currently considered Fairly Valued. The stock's GF Value™ is $29.77, compared to a current price of $30.81 — trading 3.5% above its estimated fair value. The current Equity-to-Asset is 0.11, which is near median its 10-year median of 0.11 and 10% above the Banks industry median of 0.10. Associated Banc-Corp's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Associated Banc-Corp (ASB), the current Equity-to-Asset is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Associated Banc-Corp (ASB) Overvalued in 2026?
Based on GuruFocus' analysis, Associated Banc-Corp stock appears to be overvalued.
The current stock price of $30.81 is trading 3.5% above its estimated GF Value™ of $29.77.
GuruFocus considers Associated Banc-Corp to be Fairly Valued.
Key valuation signals for ASB:
Equity-to-Asset: 0.11 (near median its 10-year median of 0.11)
GF Value™: $29.77 vs. price of $30.81 (3.5% above fair value)
Industry Position: 10% above the Banks median (#549 of 1524)
No single metric tells the full story. See the ASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Associated Banc-Corp is a bank holding company based in the United States of America. The company, through its subsidiaries, provides a broad array of banking and non-banking products and services to individuals and businesses. The group operates in three reportable segments: Corporate and Commercial Specialty; Community, Consumer, and Business; and Risk Management and Shared Services. The majority of its revenue is derived from the Corporate and Commercial Specialty segment, which serves a wide range of customers, including larger businesses, developers, not-for-profits, municipalities, and financial institutions by providing lending and deposit solutions as well as support to deliver, fund, and manage such banking solutions.
68GF Score
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