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Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.
Associated Banc-Corp's Efficiency Overhead Ratio % for the quarter that ended in Jun. 2026 was 57.26%
, which is higher than
56.03% for the pervious quarter ended in Mar. 2026.
Associated Banc-Corp's Efficiency Overhead Ratio % for the annual that ended in Dec. 2025 was 56.29%
, which is lower than
67.97% for the pervious year ended in Dec. 2024.
The historical rank and industry rank for Associated Banc-Corp's Efficiency Overhead Ratio % or its related term are showing as below:
ASB's Efficiency Overhead Ratio % is not ranked *
in the Banks industry.
Industry Median: * Ranked among companies with meaningful Efficiency Overhead Ratio % only.
Associated Banc-Corp (NYSE:ASB) Efficiency Overhead Ratio % Explanation
Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.
An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.
Associated Banc-Corp Efficiency Overhead Ratio % Related Terms
Associated Banc-Corp Efficiency Overhead Ratio % Historical Data
* Premium members only.
The historical data trend for Associated Banc-Corp's Efficiency Overhead Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Associated Banc-Corp Efficiency Overhead Ratio % Chart
ASB vs FLG, ABCB, AUB: Efficiency Overhead Ratio % Comparison
For the Banks - Regional subindustry, Associated Banc-Corp's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Associated Banc-Corp (NYSE:ASB) Efficiency Overhead Ratio % Calculation
Efficiency Overhead Ratio % is calculated as
Efficiency Overhead Ratio %
=
Non-interest Expenses
/
Revenue
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Frequently Asked Questions
What does a Efficiency Overhead Ratio % of 57.26% mean?
Associated Banc-Corp (ASB) has a Efficiency Overhead Ratio % of 57.26% as of Jun. 2026. Efficiency Overhead Ratio for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. View historical data on Associated Banc-Corp and its competitors.
Is Associated Banc-Corp's Efficiency Overhead Ratio % too high?
Associated Banc-Corp's current Efficiency Overhead Ratio % is 57.26%. Overall, Associated Banc-Corp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Associated Banc-Corp's Efficiency Overhead Ratio % compare to FLG and ABCB?
Associated Banc-Corp's Efficiency Overhead Ratio % of 57.26% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Efficiency Overhead Ratio % for a Banks company?
A good Efficiency Overhead Ratio % depends on the Banks industry context. However, Efficiency Overhead Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Efficiency Overhead Ratio % mean?
A high Efficiency Overhead Ratio % can signal that a stock is expensive relative to its fundamentals. Efficiency Overhead Ratio for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. View historical data on Associated Banc-Corp and its competitors. Associated Banc-Corp's current Efficiency Overhead Ratio % is 57.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Associated Banc-Corp stock overvalued right now?
Based on GuruFocus' analysis, Associated Banc-Corp (ASB) is currently considered Fairly Valued. The stock's GF Value™ is $29.77, compared to a current price of $30.81 — trading 3.5% above its estimated fair value. The current Efficiency Overhead Ratio % is 57.26%. Associated Banc-Corp's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Efficiency Overhead Ratio % calculated?
Efficiency Overhead Ratio % is calculated from a company's financial statements. For Associated Banc-Corp (ASB), the current Efficiency Overhead Ratio % is 57.26% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Associated Banc-Corp (ASB) Overvalued in 2026?
Based on GuruFocus' analysis, Associated Banc-Corp stock appears to be overvalued.
The current stock price of $30.81 is trading 3.5% above its estimated GF Value™ of $29.77.
GuruFocus considers Associated Banc-Corp to be Fairly Valued.
Key valuation signals for ASB:
Efficiency Overhead Ratio %: 57.26%
GF Value™: $29.77 vs. price of $30.81 (3.5% above fair value)
No single metric tells the full story. See the ASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Associated Banc-Corp is a bank holding company based in the United States of America. The company, through its subsidiaries, provides a broad array of banking and non-banking products and services to individuals and businesses. The group operates in three reportable segments: Corporate and Commercial Specialty; Community, Consumer, and Business; and Risk Management and Shared Services. The majority of its revenue is derived from the Corporate and Commercial Specialty segment, which serves a wide range of customers, including larger businesses, developers, not-for-profits, municipalities, and financial institutions by providing lending and deposit solutions as well as support to deliver, fund, and manage such banking solutions.
69GF Score
Get the complete analysis for ASB
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