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Saksiam Leasing PCLBKK:SAK-R -0.04%70 3-Year Book Growth Rate is 8.50% as of Jun. 2026, which is 6% below its 10-year median of 9.00. GuruFocus rates BKK:SAK-R with a GF Score™ of 70/100 and a GF Value™ of ฿4.49 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 517 Credit Services companies, Saksiam Leasing PCL ranks better than 60.35% on this metric.
During the past 12 months, Saksiam Leasing PCL's average Book Value per Share Growth Rate was 7.40% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 8.50% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 8.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 8 years, the highest 3-Year average Book Value per Share Growth Rate of Saksiam Leasing PCL was 31.70% per year. The lowest was 8.50% per year. And the median was 9.00% per year.
Saksiam Leasing PCL (BKK:SAK-R) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Saksiam Leasing PCL 3-Year Book Growth Rate Related Terms
BKK:SAK-R vs V, MA, AXP: 3-Year Book Growth Rate Comparison
For the Credit Services subindustry, Saksiam Leasing PCL's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saksiam Leasing PCL 3-Year Book Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Saksiam Leasing PCL's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Saksiam Leasing PCL's 3-Year Book Growth Rate falls into.
Saksiam Leasing PCL 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 8.50% mean?
Saksiam Leasing PCL (BKK:SAK-R) has a 3-Year Book Growth Rate of 8.50% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Saksiam Leasing PCL and its competitors. This is near median its historical median of 9.00. Over the past decade, Saksiam Leasing PCL's 3-Year Book Growth Rate has ranged from 8.50 to 31.70. According to the industry distribution chart, Saksiam Leasing PCL ranks #205 out of 517 companies in the Credit Services industry, placing it in the top 39.7%.
Is Saksiam Leasing PCL's 3-Year Book Growth Rate too high?
Saksiam Leasing PCL's current 3-Year Book Growth Rate of 8.50% is near median its 10-year median of 9.00. Over the past 10 years, this metric has ranged from a low of 8.50 to a high of 31.70. The Credit Services industry median 3-Year Book Growth Rate is 6.00. Saksiam Leasing PCL's value of 8.50% is 41.7% above this industry median. Based on the distribution chart, Saksiam Leasing PCL ranks #205 out of 517 companies in the Credit Services industry, which is above the industry midpoint. Overall, Saksiam Leasing PCL has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saksiam Leasing PCL's 3-Year Book Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Saksiam Leasing PCL ranks #205 out of 517 companies for 3-Year Book Growth Rate. This puts Saksiam Leasing PCL in the upper half of its industry. The industry median 3-Year Book Growth Rate is 6.00. Saksiam Leasing PCL's value of 8.50% is 41.7% above this benchmark. Historically, Saksiam Leasing PCL's own 3-Year Book Growth Rate has ranged from 8.50 to 31.70 over the past decade. While the company's 10-year median is 9.00 vs. the industry median of 6.00, Saksiam Leasing PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Credit Services company?
The median 3-Year Book Growth Rate among Credit Services companies is 6.00, based on 517 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saksiam Leasing PCL's current 3-Year Book Growth Rate of 8.50% is 41.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Saksiam Leasing PCL and its competitors. For the Credit Services industry, the median 3-Year Book Growth Rate is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saksiam Leasing PCL's current 3-Year Book Growth Rate is 8.50%, which is near median its own 10-year median of 9.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saksiam Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Saksiam Leasing PCL (BKK:SAK-R) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿4.49, compared to a current price of ฿3.22 — trading 28.2% below its estimated fair value. The current 3-Year Book Growth Rate is 8.50%, which is near median its 10-year median of 9.00 and 41.7% above the Credit Services industry median of 6.00. Saksiam Leasing PCL's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Saksiam Leasing PCL (BKK:SAK-R), the current 3-Year Book Growth Rate is 8.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saksiam Leasing PCL (BKK:SAK-R) Overvalued in 2026?
Based on GuruFocus' analysis, Saksiam Leasing PCL stock appears to be undervalued.
The current stock price of ฿3.22 is trading 28.2% below its estimated GF Value™ of ฿4.49.
GuruFocus considers Saksiam Leasing PCL to be Modestly Undervalued.
Key valuation signals for BKK:SAK-R:
3-Year Book Growth Rate: 8.50% (near median its 10-year median of 9.00)
GF Value™: ฿4.49 vs. price of ฿3.22 (28.2% below fair value)
Industry Position: 41.7% above the Credit Services median (#205 of 517)
No single metric tells the full story. See the BKK:SAK-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saksiam Leasing PCL is principally engaged in financial services, specifically personal loans, secured loans, nano finance under supervision, and hire-purchase loans, as well as the sale of drone equipment and agricultural drones, and the production and sale of solar energy under its renewable energy business. The company's reportable segments consist of hire-purchase and personal loans, which generate the majority of revenue, and others.
70GF Score
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3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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