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Saksiam Leasing PCLBKK:SAK-R -0.04%70 Cash-to-Debt is 0.05 as of Jun. 2026, which is at its 10-year median of 0.05. GuruFocus rates BKK:SAK-R with a GF Score™ of 70/100 and a GF Value™ of ฿4.49 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 515 Credit Services companies, Saksiam Leasing PCL ranks worse than 75.92% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Saksiam Leasing PCL's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.05.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Saksiam Leasing PCLcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Saksiam Leasing PCL's Cash-to-Debt or its related term are showing as below:
BKK:SAK-R'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.02 Med: 0.05 Max: 0.47
Current: 0.05
During the past 8 years, Saksiam Leasing PCL's highest Cash to Debt Ratio was 0.47. The lowest was 0.02. And the median was 0.05.
BKK:SAK-R's Cash-to-Debt is ranked worse than 75.92% of 515
companies
in the Credit Services industry
Industry Median: 0.2
vs BKK:SAK-R: 0.05
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Saksiam Leasing PCL Cash-to-Debt Related Terms
Saksiam Leasing PCL Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Saksiam Leasing PCL's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Credit Services subindustry, Saksiam Leasing PCL's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saksiam Leasing PCL Cash-to-Debt vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Saksiam Leasing PCL's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Saksiam Leasing PCL's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Saksiam Leasing PCL (BKK:SAK-R) has a Cash-to-Debt of 0.05 as of Jun. 2026. This is near median its historical median of 0.05. Over the past decade, Saksiam Leasing PCL's Cash-to-Debt has ranged from 0.02 to 0.47. According to the industry distribution chart, Saksiam Leasing PCL ranks #391 out of 515 companies in the Credit Services industry, placing it in the top 75.9%.
Is Saksiam Leasing PCL's Cash-to-Debt too high?
Saksiam Leasing PCL's current Cash-to-Debt of 0.05 is near median its 10-year median of 0.05. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.47. The Credit Services industry median Cash-to-Debt is 0.20. Saksiam Leasing PCL's value of 0.05 is 75% below this industry median. Based on the distribution chart, Saksiam Leasing PCL ranks #391 out of 515 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Saksiam Leasing PCL has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saksiam Leasing PCL's Cash-to-Debt compare to V and MA?
According to the Credit Services industry distribution chart, Saksiam Leasing PCL ranks #391 out of 515 companies for Cash-to-Debt. This places Saksiam Leasing PCL in the lower half of its industry. The industry median Cash-to-Debt is 0.20. Saksiam Leasing PCL's value of 0.05 is 75% below this benchmark. Historically, Saksiam Leasing PCL's own Cash-to-Debt has ranged from 0.02 to 0.47 over the past decade. While the company's 10-year median is 0.05 vs. the industry median of 0.20, Saksiam Leasing PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Credit Services company?
The median Cash-to-Debt among Credit Services companies is 0.20, based on 515 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saksiam Leasing PCL's current Cash-to-Debt of 0.05 is 75% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Cash-to-Debt is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saksiam Leasing PCL's current Cash-to-Debt is 0.05, which is near median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saksiam Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Saksiam Leasing PCL (BKK:SAK-R) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿4.49, compared to a current price of ฿3.22 — trading 28.2% below its estimated fair value. The current Cash-to-Debt is 0.05, which is near median its 10-year median of 0.05 and 75% below the Credit Services industry median of 0.20. Saksiam Leasing PCL's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Saksiam Leasing PCL (BKK:SAK-R), the current Cash-to-Debt is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saksiam Leasing PCL (BKK:SAK-R) Overvalued in 2026?
Based on GuruFocus' analysis, Saksiam Leasing PCL stock appears to be undervalued.
The current stock price of ฿3.22 is trading 28.2% below its estimated GF Value™ of ฿4.49.
GuruFocus considers Saksiam Leasing PCL to be Modestly Undervalued.
Key valuation signals for BKK:SAK-R:
Cash-to-Debt: 0.05 (near median its 10-year median of 0.05)
GF Value™: ฿4.49 vs. price of ฿3.22 (28.2% below fair value)
Industry Position: 75% below the Credit Services median (#391 of 515)
No single metric tells the full story. See the BKK:SAK-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saksiam Leasing PCL is principally engaged in financial services, specifically personal loans, secured loans, nano finance under supervision, and hire-purchase loans, as well as the sale of drone equipment and agricultural drones, and the production and sale of solar energy under its renewable energy business. The company's reportable segments consist of hire-purchase and personal loans, which generate the majority of revenue, and others.
70GF Score
Get the complete analysis for BKK:SAK-R
Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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