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Saksiam Leasing PCL (BKK:SAK-R) Financial Strength : 2 (As of Mar. 2025)


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What is Saksiam Leasing PCL Financial Strength?

Saksiam Leasing PCL has the Financial Strength Rank of 2. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

Saksiam Leasing PCL displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Saksiam Leasing PCL's interest coverage with the available data. Saksiam Leasing PCL's debt to revenue ratio for the quarter that ended in Mar. 2025 was 2.71. As of today, Saksiam Leasing PCL's Altman Z-Score is 1.35.


Competitive Comparison of Saksiam Leasing PCL's Financial Strength

For the Credit Services subindustry, Saksiam Leasing PCL's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saksiam Leasing PCL's Financial Strength Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Saksiam Leasing PCL's Financial Strength distribution charts can be found below:

* The bar in red indicates where Saksiam Leasing PCL's Financial Strength falls into.


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Saksiam Leasing PCL Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Saksiam Leasing PCL's Interest Expense for the months ended in Mar. 2025 was ฿0 Mil. Its Operating Income for the months ended in Mar. 2025 was ฿280 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was ฿3,072 Mil.

Saksiam Leasing PCL's Interest Coverage for the quarter that ended in Mar. 2025 is

GuruFocus does not calculate Saksiam Leasing PCL's interest coverage with the available data.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Saksiam Leasing PCL's Debt to Revenue Ratio for the quarter that ended in Mar. 2025 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2025 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(5808.107 + 3071.711) / 3279.096
=2.71

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Saksiam Leasing PCL has a Z-score of 1.35, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1.35 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Saksiam Leasing PCL  (BKK:SAK-R) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Saksiam Leasing PCL has the Financial Strength Rank of 2. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


Saksiam Leasing PCL Financial Strength Related Terms

Thank you for viewing the detailed overview of Saksiam Leasing PCL's Financial Strength provided by GuruFocus.com. Please click on the following links to see related term pages.


Saksiam Leasing PCL Business Description

Traded in Other Exchanges
Address
49/47 Chedsadabodin Road, Tha-it Subdistrict, Muang Uttaradit District, Uttaradit Province, Uttaradit, THA, 53000
Saksiam Leasing PCL is principally engaged in the financial services specifically personal loans, secured loans, nano finance under supervision, and hire purchase loans, selling drone equipment and agriculture drone, and producing and selling solar energy, renewable energy business. The company's reportable segment consists of Hire-purchase and loan segment, a Non-life Insurance broker segment, Agriculture drone segment and Solar cell segment. The company generates the majority of its revenue from the Hire-purchase and loan segment.

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