STEF (CHIX:STFP) 3-Year Book Growth Rate: 7.40% (As of Dec. 2025) — 31% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:STFP STEF CHIX:STFP
85 GF Score
Price €133.40
GF Value €127.09
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is STEF 3-Year Book Growth Rate?

STEF CHIX:STFP 85 3-Year Book Growth Rate is 7.40% as of Dec. 2025, which is 31% below its 10-year median of 10.80. GuruFocus rates CHIX:STFP with a GF Score™ of 85/100 and a GF Value™ of €127.09 (Fairly Valued). The stock has 6 warning signs investors should review. Among 953 Transportation companies, STEF ranks better than 56.87% on this metric.

STEF's Book Value per Share for the quarter that ended in Dec. 2025 was €103.70.

During the past 12 months, STEF's average Book Value per Share Growth Rate was 1.80% per year. During the past 3 years, the average Book Value per Share Growth Rate was 7.40% per year. During the past 5 years, the average Book Value per Share Growth Rate was 10.00% per year. During the past 10 years, the average Book Value per Share Growth Rate was 10.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of STEF was 12.80% per year. The lowest was 7.40% per year. And the median was 10.80% per year.


STEF  (CHIX:STFp) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


STEF 3-Year Book Growth Rate Related Terms


CHIX:STFP vs UPS, FDX, JBHT: 3-Year Book Growth Rate Comparison

For the Integrated Freight & Logistics subindustry, STEF's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


STEF 3-Year Book Growth Rate vs Transportation Industry

For the Transportation industry and Industrials sector, STEF's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where STEF's 3-Year Book Growth Rate falls into.


CHIX:STFP
85GF Score
STEF CHIX:STFP
3-Year Book Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

STEF 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of 7.40% mean?
STEF (CHIX:STFP) has a 3-Year Book Growth Rate of 7.40% as of Dec. 2025. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for STEF and its competitors. This is 31% below median its historical median of 10.80. Over the past decade, STEF's 3-Year Book Growth Rate has ranged from 7.40 to 12.80. According to the industry distribution chart, STEF ranks #411 out of 953 companies in the Transportation industry, placing it in the top 43.1%.
Is STEF's 3-Year Book Growth Rate too high?
STEF's current 3-Year Book Growth Rate of 7.40% is 31% below median its 10-year median of 10.80. Over the past 10 years, this metric has ranged from a low of 7.40 to a high of 12.80. The Transportation industry median 3-Year Book Growth Rate is 5.90. STEF's value of 7.40% is 25.4% above this industry median. Based on the distribution chart, STEF ranks #411 out of 953 companies in the Transportation industry, which is above the industry midpoint. Overall, STEF has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does STEF's 3-Year Book Growth Rate compare to UPS and FDX?
According to the Transportation industry distribution chart, STEF ranks #411 out of 953 companies for 3-Year Book Growth Rate. This puts STEF in the upper half of its industry. The industry median 3-Year Book Growth Rate is 5.90. STEF's value of 7.40% is 25.4% above this benchmark. Historically, STEF's own 3-Year Book Growth Rate has ranged from 7.40 to 12.80 over the past decade. While the company's 10-year median is 10.80 vs. the industry median of 5.90, STEF has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Transportation company?
The median 3-Year Book Growth Rate among Transportation companies is 5.90, based on 953 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. STEF's current 3-Year Book Growth Rate of 7.40% is 25.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for STEF and its competitors. For the Transportation industry, the median 3-Year Book Growth Rate is 5.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. STEF's current 3-Year Book Growth Rate is 7.40%, which is 31% below median its own 10-year median of 10.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is STEF stock overvalued right now?
Based on GuruFocus' analysis, STEF (CHIX:STFP) is currently considered Fairly Valued. The stock's GF Value™ is €127.09, compared to a current price of €133.40 — trading 5% above its estimated fair value. The current 3-Year Book Growth Rate is 7.40%, which is 31% below median its 10-year median of 10.80 and 25.4% above the Transportation industry median of 5.90. STEF's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For STEF (CHIX:STFP), the current 3-Year Book Growth Rate is 7.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is STEF (CHIX:STFP) Overvalued in 2026?

Based on GuruFocus' analysis, STEF stock appears to be overvalued. The current stock price of €133.40 is trading 5% above its estimated GF Value™ of €127.09. GuruFocus considers STEF to be Fairly Valued.

Key valuation signals for CHIX:STFP:

  • 3-Year Book Growth Rate: 7.40% (31% below median its 10-year median of 10.80)
  • GF Value™: €127.09 vs. price of €133.40 (5% above fair value)
  • GF Score™: 85/100 with 6 warning signs
  • Industry Position: 25.4% above the Transportation median (#411 of 953)

No single metric tells the full story. See the CHIX:STFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


STEF Business Description

Address 93, Boulevard Malesherbes, Paris, FRA, 75008
STEF is a transport and logistics company domiciled in France. The company provides temperature-controlled logistics and transport services for fresh, frozen, and thermosensitive products from their production sites to consumption sites under suitable conditions in terms of food safety, time, and quality. The group's operating segments include France, International, and Others. The majority of its revenue is generated from the France segment, which provides transport, logistics, and packaging activities in France and is grouped under the name STEF France. The International segment represents its activities in Italy, Spain, Portugal, Belgium, the Netherlands, Switzerland, and the United Kingdom and is grouped in the STEF International Division, which also covers European consignments.
85GF Score

Get the complete analysis for CHIX:STFP

3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€133.40
Price
€127.09
GF Value