STEF (CHIX:STFP) Return-on-Tangible-Equity: 16.36% (As of Dec. 2025) — 17% Below Median


CHIX:STFP STEF CHIX:STFP
85 GF Score
Price €123.80
GF Value €125.06
Valuation Fairly Valued
! 6 Warning Signs
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What is STEF Return-on-Tangible-Equity?

STEF CHIX:STFP 85 Return-on-Tangible-Equity is 16.36% as of Dec. 2025, which is 17% below its 10-year median of 19.63. GuruFocus rates CHIX:STFP with a GF Score™ of 85/100 and a GF Value™ of €125.06 (Fairly Valued). The stock has 6 warning signs investors should review. Among 975 Transportation companies, STEF ranks better than 54.97% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. STEF's annualized net income for the quarter that ended in Dec. 2025 was €137 Mil. STEF's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €837 Mil. Therefore, STEF's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 16.36%.

The historical rank and industry rank for STEF's Return-on-Tangible-Equity or its related term are showing as below:

CHIX:STFp' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 9.87   Med: 19.63   Max: 24.2
Current: 9.95

During the past 13 years, STEF's highest Return-on-Tangible-Equity was 24.20%. The lowest was 9.87%. And the median was 19.63%.

CHIX:STFp's Return-on-Tangible-Equity is ranked better than
54.97% of 975 companies
in the Transportation industry
Industry Median: 9 vs CHIX:STFp: 9.95

STEF  (CHIX:STFp) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


STEF Return-on-Tangible-Equity Related Terms


STEF Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for STEF's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

STEF Return-on-Tangible-Equity Chart

STEF Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.87 21.55 24.20 18.28 9.87

STEF Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.67 16.19 21.07 3.72 16.36

CHIX:STFP vs UPS, FDX, JBHT: Return-on-Tangible-Equity Comparison

For the Integrated Freight & Logistics subindustry, STEF's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


STEF Return-on-Tangible-Equity vs Transportation Industry

For the Transportation industry and Industrials sector, STEF's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where STEF's Return-on-Tangible-Equity falls into.


CHIX:STFP
85GF Score
STEF CHIX:STFP
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

STEF Return-on-Tangible-Equity Calculation

STEF's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=84.252/( (867.952+839.569 )/ 2 )
=84.252/853.7605
=9.87 %

STEF's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=136.836/( (833.561+839.569)/ 2 )
=136.836/836.565
=16.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 16.36% mean?
STEF (CHIX:STFP) has a Return-on-Tangible-Equity of 16.36% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on STEF and its competitors. This is 17% below median its historical median of 19.63. Over the past decade, STEF's Return-on-Tangible-Equity has ranged from 9.87 to 24.20. According to the industry distribution chart, STEF ranks #439 out of 975 companies in the Transportation industry, placing it in the top 45%.
Is STEF's Return-on-Tangible-Equity too high?
STEF's current Return-on-Tangible-Equity of 16.36% is 17% below median its 10-year median of 19.63. Over the past 10 years, this metric has ranged from a low of 9.87 to a high of 24.20. The Transportation industry median Return-on-Tangible-Equity is 9.00. STEF's value of 16.36% is 81.8% above this industry median. Based on the distribution chart, STEF ranks #439 out of 975 companies in the Transportation industry, which is above the industry midpoint. Overall, STEF has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does STEF's Return-on-Tangible-Equity compare to UPS and FDX?
According to the Transportation industry distribution chart, STEF ranks #439 out of 975 companies for Return-on-Tangible-Equity. This puts STEF in the upper half of its industry. The industry median Return-on-Tangible-Equity is 9.00. STEF's value of 16.36% is 81.8% above this benchmark. Historically, STEF's own Return-on-Tangible-Equity has ranged from 9.87 to 24.20 over the past decade. While the company's 10-year median is 19.63 vs. the industry median of 9.00, STEF has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Transportation company?
The median Return-on-Tangible-Equity among Transportation companies is 9.00, based on 975 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. STEF's current Return-on-Tangible-Equity of 16.36% is 81.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on STEF and its competitors. For the Transportation industry, the median Return-on-Tangible-Equity is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. STEF's current Return-on-Tangible-Equity is 16.36%, which is 17% below median its own 10-year median of 19.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is STEF stock overvalued right now?
Based on GuruFocus' analysis, STEF (CHIX:STFP) is currently considered Fairly Valued. The stock's GF Value™ is €125.06, compared to a current price of €123.80 — trading 1% below its estimated fair value. The current Return-on-Tangible-Equity is 16.36%, which is 17% below median its 10-year median of 19.63 and 81.8% above the Transportation industry median of 9.00. STEF's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For STEF (CHIX:STFP), the current Return-on-Tangible-Equity is 16.36% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is STEF (CHIX:STFP) Overvalued in 2026?

Based on GuruFocus' analysis, STEF stock appears to be undervalued. The current stock price of €123.80 is trading 1% below its estimated GF Value™ of €125.06. GuruFocus considers STEF to be Fairly Valued.

Key valuation signals for CHIX:STFP:

  • Return-on-Tangible-Equity: 16.36% (17% below median its 10-year median of 19.63)
  • GF Value™: €125.06 vs. price of €123.80 (1% below fair value)
  • GF Score™: 85/100 with 6 warning signs
  • Industry Position: 81.8% above the Transportation median (#439 of 975)

No single metric tells the full story. See the CHIX:STFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


STEF Business Description

Address 93, Boulevard Malesherbes, Paris, FRA, 75008
STEF is a transport and logistics company domiciled in France. The company provides temperature-controlled logistics and transport services for fresh, frozen, and thermosensitive products from their production sites to consumption sites under suitable conditions in terms of food safety, time, and quality. The group's operating segments include France, International, and Others. The majority of its revenue is generated from the France segment, which provides transport, logistics, and packaging activities in France and is grouped under the name STEF France. The International segment represents its activities in Italy, Spain, Portugal, Belgium, the Netherlands, Switzerland, and the United Kingdom and is grouped in the STEF International Division, which also covers European consignments.
85GF Score

Get the complete analysis for CHIX:STFP

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€123.80
Price
€125.06
GF Value