CIMDF (CIMB Group Holdings Bhd) 3-Year Book Growth Rate: 3.60% (As of Jun. 2026) — 45% Below Median

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CIMDF CIMB Group Holdings Bhd CIMDF
54 GF Score
Price $1.66
GF Value $2.02
Valuation Modestly Undervalued
! 9 Warning Signs
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What is CIMB Group Holdings Bhd 3-Year Book Growth Rate?

CIMB Group Holdings Bhd CIMDF -13.23% 54 3-Year Book Growth Rate is 3.60% as of Jun. 2026, which is 45% below its 10-year median of 6.60. GuruFocus rates CIMDF with a GF Score™ of 54/100 and a GF Value™ of $2.02 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 1,491 Banks companies, CIMB Group Holdings Bhd ranks worse than 80.15% on this metric.

CIMB Group Holdings Bhd's Book Value per Share for the quarter that ended in Jun. 2026 was $1.60.

During the past 12 months, CIMB Group Holdings Bhd's average Book Value per Share Growth Rate was -0.60% per year. During the past 3 years, the average Book Value per Share Growth Rate was 3.60% per year. During the past 5 years, the average Book Value per Share Growth Rate was 3.40% per year. During the past 10 years, the average Book Value per Share Growth Rate was 3.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of CIMB Group Holdings Bhd was 15.90% per year. The lowest was 1.10% per year. And the median was 6.60% per year.


CIMB Group Holdings Bhd  (OTCPK:CIMDF) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


CIMB Group Holdings Bhd 3-Year Book Growth Rate Related Terms


CIMB Group Holdings Bhd 3-Year Book Growth Rate Competitor Comparison

For the Banks - Regional subindustry, CIMB Group Holdings Bhd's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CIMB Group Holdings Bhd 3-Year Book Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, CIMB Group Holdings Bhd's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where CIMB Group Holdings Bhd's 3-Year Book Growth Rate falls into.


CIMDF
54GF Score
CIMB Group Holdings Bhd CIMDF
3-Year Book Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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CIMB Group Holdings Bhd 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of 3.60% mean?
CIMB Group Holdings Bhd (CIMDF) has a 3-Year Book Growth Rate of 3.60% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for CIMB Group Holdings Bhd and its competitors. This is 45% below median its historical median of 6.60. Over the past decade, CIMB Group Holdings Bhd's 3-Year Book Growth Rate has ranged from 1.10 to 15.90. According to the industry distribution chart, CIMB Group Holdings Bhd ranks #1195 out of 1491 companies in the Banks industry, placing it in the top 80.1%.
Is CIMB Group Holdings Bhd's 3-Year Book Growth Rate too high?
CIMB Group Holdings Bhd's current 3-Year Book Growth Rate of 3.60% is 45% below median its 10-year median of 6.60. Over the past 10 years, this metric has ranged from a low of 1.10 to a high of 15.90. The Banks industry median 3-Year Book Growth Rate is 8.80. CIMB Group Holdings Bhd's value of 3.60% is 59.1% below this industry median. Based on the distribution chart, CIMB Group Holdings Bhd ranks #1195 out of 1491 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CIMB Group Holdings Bhd has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CIMB Group Holdings Bhd's 3-Year Book Growth Rate compare to competitors?
According to the Banks industry distribution chart, CIMB Group Holdings Bhd ranks #1195 out of 1491 companies for 3-Year Book Growth Rate. This places CIMB Group Holdings Bhd in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.80. CIMB Group Holdings Bhd's value of 3.60% is 59.1% below this benchmark. Historically, CIMB Group Holdings Bhd's own 3-Year Book Growth Rate has ranged from 1.10 to 15.90 over the past decade. While the company's 10-year median is 6.60 vs. the industry median of 8.80, CIMB Group Holdings Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,491 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CIMB Group Holdings Bhd's current 3-Year Book Growth Rate of 3.60% is 59.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for CIMB Group Holdings Bhd and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIMB Group Holdings Bhd's current 3-Year Book Growth Rate is 3.60%, which is 45% below median its own 10-year median of 6.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIMB Group Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, CIMB Group Holdings Bhd (CIMDF) is currently considered Modestly Undervalued. The stock's GF Value™ is $2.02, compared to a current price of $1.66 — trading 18% below its estimated fair value. The current 3-Year Book Growth Rate is 3.60%, which is 45% below median its 10-year median of 6.60 and 59.1% below the Banks industry median of 8.80. CIMB Group Holdings Bhd's overall GF Score™ is 54/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For CIMB Group Holdings Bhd (CIMDF), the current 3-Year Book Growth Rate is 3.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CIMB Group Holdings Bhd (CIMDF) Overvalued in 2026?

Based on GuruFocus' analysis, CIMB Group Holdings Bhd stock appears to be undervalued. The current stock price of $1.66 is trading 18% below its estimated GF Value™ of $2.02. GuruFocus considers CIMB Group Holdings Bhd to be Modestly Undervalued.

Key valuation signals for CIMDF:

  • 3-Year Book Growth Rate: 3.60% (45% below median its 10-year median of 6.60)
  • GF Value™: $2.02 vs. price of $1.66 (18% below fair value)
  • GF Score™: 54/100 with 9 warning signs
  • Industry Position: 59.1% below the Banks median (#1195 of 1491)

No single metric tells the full story. See the CIMDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CIMB Group Holdings Bhd Business Description

Other Exchanges 1023:Malaysia
Address Jalan Stesen Sentral 2, Level 13, Menara CIMB, Kuala Lumpur Sentral, Kuala Lumpur, SGR, MYS, 50470
CIMB Group Holdings Bhd is a full-service bank based mainly in Malaysia and other Southeast Asian countries. The bank's segment includes Consumer Banking, Commercial Banking, Wholesale Banking, and CIMB Digital Assets and Group Funding. The majority of the bank's income is derived from net interest income from Consumer Banking. Geographical presence is in Malaysia, Indonesia, Thailand, Singapore, United Kingdom, Hong Kong, China and others.
54GF Score

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3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.66
Price
$2.02
GF Value