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Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for CIMB Group Holdings Bhd's Intrinsic Value: Projected FCF or its related term are showing as below:
CIMDF'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.23 Med: 0.42 Max: 0.87
Current: 0.55
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of CIMB Group Holdings Bhd was 0.87. The lowest was 0.23. And the median was 0.42.
CIMDF's Price-to-Projected-FCF is ranked better than 57.49% of 1301
companies
in the Banks industry
Industry Median: 0.6
vs CIMDF: 0.55
CIMB Group Holdings Bhd (OTCPK:CIMDF) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
CIMB Group Holdings Bhd's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
1.657
/
3.4461943896337
=
0.48
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CIMB Group Holdings Bhd Intrinsic Value: Projected FCF Related Terms
CIMB Group Holdings Bhd Intrinsic Value: Projected FCF Historical Data
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The historical data trend for CIMB Group Holdings Bhd's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CIMB Group Holdings Bhd Intrinsic Value: Projected FCF Chart
CIMB Group Holdings Bhd Intrinsic Value: Projected FCF Competitor Comparison
For the Banks - Regional subindustry, CIMB Group Holdings Bhd's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CIMB Group Holdings Bhd Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, CIMB Group Holdings Bhd's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where CIMB Group Holdings Bhd's Price-to-Projected-FCF falls into.
CIMB Group Holdings Bhd Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of $3.02 mean?
CIMB Group Holdings Bhd (CIMDF) has a Intrinsic Value: Projected FCF of $3.02 as of Sep. 05, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on CIMB Group Holdings Bhd and its competitors. According to the industry distribution chart, CIMB Group Holdings Bhd ranks #553 out of 1301 companies in the Banks industry, placing it in the top 42.5%.
Is CIMB Group Holdings Bhd's Intrinsic Value: Projected FCF too high?
CIMB Group Holdings Bhd's current Intrinsic Value: Projected FCF is $3.02. The Banks industry median Intrinsic Value: Projected FCF is 0.60. CIMB Group Holdings Bhd's value of $3.02 is 403.3% above this industry median. Based on the distribution chart, CIMB Group Holdings Bhd ranks #553 out of 1301 companies in the Banks industry, which is above the industry midpoint. Overall, CIMB Group Holdings Bhd has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CIMB Group Holdings Bhd's Intrinsic Value: Projected FCF compare to competitors?
According to the Banks industry distribution chart, CIMB Group Holdings Bhd ranks #553 out of 1301 companies for Intrinsic Value: Projected FCF. This puts CIMB Group Holdings Bhd in the upper half of its industry. The industry median Intrinsic Value: Projected FCF is 0.60. CIMB Group Holdings Bhd's value of $3.02 is 403.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.60, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CIMB Group Holdings Bhd's current Intrinsic Value: Projected FCF of $3.02 is 403.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on CIMB Group Holdings Bhd and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIMB Group Holdings Bhd's current Intrinsic Value: Projected FCF is $3.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIMB Group Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, CIMB Group Holdings Bhd (CIMDF) is currently considered Modestly Undervalued. The stock's GF Value™ is $2.02, compared to a current price of $1.66 — trading 18% below its estimated fair value. The current Intrinsic Value: Projected FCF is $3.02 and 403.3% above the Banks industry median of 0.60. CIMB Group Holdings Bhd's overall GF Score™ is 54/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For CIMB Group Holdings Bhd (CIMDF), the current Intrinsic Value: Projected FCF is $3.02 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CIMB Group Holdings Bhd (CIMDF) Overvalued in 2026?
Based on GuruFocus' analysis, CIMB Group Holdings Bhd stock appears to be undervalued.
The current stock price of $1.66 is trading 18% below its estimated GF Value™ of $2.02.
GuruFocus considers CIMB Group Holdings Bhd to be Modestly Undervalued.
Key valuation signals for CIMDF:
Intrinsic Value: Projected FCF: $3.02
GF Value™: $2.02 vs. price of $1.66 (18% below fair value)
Industry Position: 403.3% above the Banks median (#553 of 1301)
No single metric tells the full story. See the CIMDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CIMB Group Holdings Bhd is a full-service bank based mainly in Malaysia and other Southeast Asian countries. The bank's segment includes Consumer Banking, Commercial Banking, Wholesale Banking, and CIMB Digital Assets and Group Funding. The majority of the bank's income is derived from net interest income from Consumer Banking. Geographical presence is in Malaysia, Indonesia, Thailand, Singapore, United Kingdom, Hong Kong, China and others.
54GF Score
Get the complete analysis for CIMDF
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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