Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
CIMB Group Holdings BhdCIMDF -13.23%54 3-Year EPS without NRI Growth Rate is 11.10% as of Jun. 2026, which is 40% above its 10-year median of 7.95. GuruFocus rates CIMDF with a GF Score™ of 54/100 and a GF Value™ of $1.94 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 1,407 Banks companies, CIMB Group Holdings Bhd ranks better than 59.77% on this metric.
During the past 12 months, CIMB Group Holdings Bhd's average EPS without NRI Growth Rate was -0.90% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 11.10% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 28.60% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 5.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of CIMB Group Holdings Bhd was 55.60% per year. The lowest was -29.30% per year. And the median was 7.95% per year.
CIMB Group Holdings Bhd (OTCPK:CIMDF) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
CIMB Group Holdings Bhd 3-Year EPS without NRI Growth Rate Related Terms
CIMB Group Holdings Bhd 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, CIMB Group Holdings Bhd's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CIMB Group Holdings Bhd 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, CIMB Group Holdings Bhd's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where CIMB Group Holdings Bhd's 3-Year EPS without NRI Growth Rate falls into.
CIMB Group Holdings Bhd 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 11.10% mean?
CIMB Group Holdings Bhd (CIMDF) has a 3-Year EPS without NRI Growth Rate of 11.10% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for CIMB Group Holdings Bhd and its competitors. This is 40% above median its historical median of 7.95. According to the industry distribution chart, CIMB Group Holdings Bhd ranks #566 out of 1407 companies in the Banks industry, placing it in the top 40.2%.
Is CIMB Group Holdings Bhd's 3-Year EPS without NRI Growth Rate too high?
CIMB Group Holdings Bhd's current 3-Year EPS without NRI Growth Rate of 11.10% is 40% above median its 10-year median of 7.95. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. CIMB Group Holdings Bhd's value of 11.10% is 48% above this industry median. Based on the distribution chart, CIMB Group Holdings Bhd ranks #566 out of 1407 companies in the Banks industry, which is above the industry midpoint. Overall, CIMB Group Holdings Bhd has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CIMB Group Holdings Bhd's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, CIMB Group Holdings Bhd ranks #566 out of 1407 companies for 3-Year EPS without NRI Growth Rate. This puts CIMB Group Holdings Bhd in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. CIMB Group Holdings Bhd's value of 11.10% is 48% above this benchmark. While the company's 10-year median is 7.95 vs. the industry median of 7.50, CIMB Group Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,407 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CIMB Group Holdings Bhd's current 3-Year EPS without NRI Growth Rate of 11.10% is 48% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for CIMB Group Holdings Bhd and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIMB Group Holdings Bhd's current 3-Year EPS without NRI Growth Rate is 11.10%, which is 40% above median its own 10-year median of 7.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIMB Group Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, CIMB Group Holdings Bhd (CIMDF) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.94, compared to a current price of $1.66 — trading 14.6% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 11.10%, which is 40% above median its 10-year median of 7.95 and 48% above the Banks industry median of 7.50. CIMB Group Holdings Bhd's overall GF Score™ is 54/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For CIMB Group Holdings Bhd (CIMDF), the current 3-Year EPS without NRI Growth Rate is 11.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CIMB Group Holdings Bhd (CIMDF) Overvalued in 2026?
Based on GuruFocus' analysis, CIMB Group Holdings Bhd stock appears to be undervalued.
The current stock price of $1.66 is trading 14.6% below its estimated GF Value™ of $1.94.
GuruFocus considers CIMB Group Holdings Bhd to be Modestly Undervalued.
Key valuation signals for CIMDF:
3-Year EPS without NRI Growth Rate: 11.10% (40% above median its 10-year median of 7.95)
GF Value™: $1.94 vs. price of $1.66 (14.6% below fair value)
Industry Position: 48% above the Banks median (#566 of 1407)
No single metric tells the full story. See the CIMDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CIMB Group Holdings Bhd is a full-service bank based mainly in Malaysia and other Southeast Asian countries. The bank's segment includes Consumer Banking, Commercial Banking, Wholesale Banking, and CIMB Digital Assets and Group Funding. The majority of the bank's income is derived from net interest income from Consumer Banking. Geographical presence is in Malaysia, Indonesia, Thailand, Singapore, United Kingdom, Hong Kong, China and others.
54GF Score
Get the complete analysis for CIMDF
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CIMDF has been successfully added to your 
