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CIMB Group Holdings BhdCIMDF 60 Debt-to-Equity is 0.68 as of Mar. 2026, which is 3% above its 10-year median of 0.66. GuruFocus rates CIMDF with a GF Score™ of 60/100 and a GF Value™ of $1.94 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,421 Banks companies, CIMB Group Holdings Bhd ranks worse than 56.51% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for CIMB Group Holdings Bhd's Debt-to-Equity or its related term are showing as below:
CIMDF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.47 Med: 0.66 Max: 0.86
Current: 0.68
During the past 13 years, the highest Debt-to-Equity Ratio of CIMB Group Holdings Bhd was 0.86. The lowest was 0.47. And the median was 0.66.
CIMDF's Debt-to-Equity is ranked worse than 56.51% of 1421
companies
in the Banks industry
Industry Median: 0.56
vs CIMDF: 0.68
CIMB Group Holdings Bhd (OTCPK:CIMDF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
CIMB Group Holdings Bhd Debt-to-Equity Related Terms
CIMB Group Holdings Bhd Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CIMB Group Holdings Bhd Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, CIMB Group Holdings Bhd's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CIMB Group Holdings Bhd Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, CIMB Group Holdings Bhd's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where CIMB Group Holdings Bhd's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CIMB Group Holdings Bhd (CIMDF) has a Debt-to-Equity of 0.68 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on CIMB Group Holdings Bhd and its competitors. This is near median its historical median of 0.66. Over the past decade, CIMB Group Holdings Bhd's Debt-to-Equity has ranged from 0.47 to 0.86. According to the industry distribution chart, CIMB Group Holdings Bhd ranks #803 out of 1421 companies in the Banks industry, placing it in the top 56.5%.
Is CIMB Group Holdings Bhd's Debt-to-Equity too high?
CIMB Group Holdings Bhd's current Debt-to-Equity of 0.68 is near median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 0.86. The Banks industry median Debt-to-Equity is 0.56. CIMB Group Holdings Bhd's value of 0.68 is 21.4% above this industry median. Based on the distribution chart, CIMB Group Holdings Bhd ranks #803 out of 1421 companies in the Banks industry, which is below the industry midpoint. Overall, CIMB Group Holdings Bhd has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CIMB Group Holdings Bhd's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, CIMB Group Holdings Bhd ranks #803 out of 1421 companies for Debt-to-Equity. This places CIMB Group Holdings Bhd in the lower half of its industry. The industry median Debt-to-Equity is 0.56. CIMB Group Holdings Bhd's value of 0.68 is 21.4% above this benchmark. Historically, CIMB Group Holdings Bhd's own Debt-to-Equity has ranged from 0.47 to 0.86 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 0.56, CIMB Group Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CIMB Group Holdings Bhd's current Debt-to-Equity of 0.68 is 21.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on CIMB Group Holdings Bhd and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIMB Group Holdings Bhd's current Debt-to-Equity is 0.68, which is near median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIMB Group Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, CIMB Group Holdings Bhd (CIMDF) is currently considered Fairly Valued. The stock's GF Value™ is $1.94, compared to a current price of $1.89 — trading 2.6% below its estimated fair value. The current Debt-to-Equity is 0.68, which is near median its 10-year median of 0.66 and 21.4% above the Banks industry median of 0.56. CIMB Group Holdings Bhd's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For CIMB Group Holdings Bhd (CIMDF), the current Debt-to-Equity is 0.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CIMB Group Holdings Bhd (CIMDF) Overvalued in 2026?
Based on GuruFocus' analysis, CIMB Group Holdings Bhd stock appears to be undervalued.
The current stock price of $1.89 is trading 2.6% below its estimated GF Value™ of $1.94.
GuruFocus considers CIMB Group Holdings Bhd to be Fairly Valued.
Key valuation signals for CIMDF:
Debt-to-Equity: 0.68 (near median its 10-year median of 0.66)
GF Value™: $1.94 vs. price of $1.89 (2.6% below fair value)
Industry Position: 21.4% above the Banks median (#803 of 1421)
No single metric tells the full story. See the CIMDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CIMB Group Holdings Bhd is a full-service bank based mainly in Malaysia and other Southeast Asian countries. The bank's segment includes Consumer Banking, Commercial Banking, Wholesale Banking, and CIMB Digital Assets and Group Funding. The majority of the bank's income is derived from net interest income from Consumer Banking. Geographical presence is in Malaysia, Indonesia, Thailand, Singapore, United Kingdom, Hong Kong, China and others.
60GF Score
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