Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
CSC HoldingsCSGGF -70.00% 3-Year Book Growth Rate is 0.30% as of Dec. 2025. The stock has 5 warning signs investors should review. Among 516 Credit Services companies, CSC Holdings ranks worse than 72.29% on this metric.
During the past 12 months, CSC Holdings's average Book Value per Share Growth Rate was -0.90% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 0.30% per year.
During the past 5 years, the average Book Value per Share Growth Rate was -13.80% per year.
During the past 10 years, the average Book Value per Share Growth Rate was -7.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of CSC Holdings was 22.40% per year. The lowest was -61.50% per year. And the median was -5.30% per year.
CSC Holdings (OTCPK:CSGGF) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
CSC Holdings 3-Year Book Growth Rate Related Terms
CSGGF vs V, MA, AXP: 3-Year Book Growth Rate Comparison
For the Credit Services subindustry, CSC Holdings's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CSC Holdings 3-Year Book Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, CSC Holdings's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where CSC Holdings's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 0.30% mean?
CSC Holdings (CSGGF) has a 3-Year Book Growth Rate of 0.30% as of Dec. 2025. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for CSC Holdings and its competitors. According to the industry distribution chart, CSC Holdings ranks #373 out of 516 companies in the Credit Services industry, placing it in the top 72.3%.
Is CSC Holdings' 3-Year Book Growth Rate too high?
CSC Holdings' current 3-Year Book Growth Rate is 0.30%. The Credit Services industry median 3-Year Book Growth Rate is 5.65. CSC Holdings' value of 0.30% is 94.7% below this industry median. Based on the distribution chart, CSC Holdings ranks #373 out of 516 companies in the Credit Services industry, which is below the industry midpoint.
How does CSC Holdings' 3-Year Book Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, CSC Holdings ranks #373 out of 516 companies for 3-Year Book Growth Rate. This places CSC Holdings in the lower half of its industry. The industry median 3-Year Book Growth Rate is 5.65. CSC Holdings' value of 0.30% is 94.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Credit Services company?
The median 3-Year Book Growth Rate among Credit Services companies is 5.65, based on 516 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSC Holdings's current 3-Year Book Growth Rate of 0.30% is 94.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for CSC Holdings and its competitors. For the Credit Services industry, the median 3-Year Book Growth Rate is 5.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSC Holdings's current 3-Year Book Growth Rate is 0.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSC Holdings stock overvalued right now?
CSC Holdings (CSGGF) has a current 3-Year Book Growth Rate of 0.30%. The current 3-Year Book Growth Rate is 0.30% and 94.7% below the Credit Services industry median of 5.65. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For CSC Holdings (CSGGF), the current 3-Year Book Growth Rate is 0.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
CSC Holdings Ltd is engaged in the business of investment in securities, trading, money lending as well as securities brokerage. Its segments include Investment in securities, Trading, Money lending, and Securities brokerage. It derives the majority of revenue from Money Lending segment that make loans that could be covered by sufficient collateral, preferably commercial and residential properties in Hong Kong, and to borrowers with good credit history. Geographically, it operates in Hong Kong, Philippines, The PRC, and United States with majority of revenue from Hong Kong.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CSGGF has been successfully added to your 
