CSGGF (CSC Holdings) Interest Coverage: 35.67 (As of Dec. 2025) — 418% Above Median

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What is CSC Holdings Interest Coverage?

CSC Holdings CSGGF -70.00% Interest Coverage is 35.67 as of Dec. 2025, which is 418% above its 10-year median of 6.89. The stock has 5 warning signs investors should review. Among 163 Credit Services companies, CSC Holdings ranks worse than 68.71% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. CSC Holdings's Operating Income for the six months ended in Dec. 2025 was $2.03 Mil. CSC Holdings's Interest Expense for the six months ended in Dec. 2025 was $-0.06 Mil. CSC Holdings's interest coverage for the quarter that ended in Dec. 2025 was 35.67. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for CSC Holdings's Interest Coverage or its related term are showing as below:

CSGGF' s Interest Coverage Range Over the Past 10 Years
Min: 2.4   Med: 6.89   Max: 21.51
Current: 7.59


CSGGF's Interest Coverage is ranked worse than
68.71% of 163 companies
in the Credit Services industry
Industry Median: 52.24 vs CSGGF: 7.59

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


CSC Holdings  (OTCPK:CSGGF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


CSC Holdings Interest Coverage Related Terms


CSC Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for CSC Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

CSC Holdings Interest Coverage Chart

CSC Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 21.51 3.72 7.60

CSC Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 59.76 0.00 13.60 0.00 35.67

CSGGF vs V, MA, AXP: Interest Coverage Comparison

For the Credit Services subindustry, CSC Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CSC Holdings Interest Coverage vs Credit Services Industry

For the Credit Services industry and Financial Services sector, CSC Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where CSC Holdings's Interest Coverage falls into.



CSC Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

CSC Holdings's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, CSC Holdings's Interest Expense was $-0.13 Mil. Its Operating Income was $0.99 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.65 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*0.988/-0.13
=7.60

CSC Holdings's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, CSC Holdings's Interest Expense was $-0.06 Mil. Its Operating Income was $2.03 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.65 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*2.033/-0.057
=35.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 35.67 mean?
CSC Holdings (CSGGF) has a Interest Coverage of 35.67 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CSC Holdings and its competitors. This is 418% above median its historical median of 6.89. Over the past decade, CSC Holdings' Interest Coverage has ranged from 2.40 to 21.51. According to the industry distribution chart, CSC Holdings ranks #112 out of 163 companies in the Credit Services industry, placing it in the top 68.7%.
Is CSC Holdings' Interest Coverage too high?
CSC Holdings' current Interest Coverage of 35.67 is 418% above median its 10-year median of 6.89. Over the past 10 years, this metric has ranged from a low of 2.40 to a high of 21.51. The Credit Services industry median Interest Coverage is 52.24. CSC Holdings' value of 35.67 is 31.7% below this industry median. Based on the distribution chart, CSC Holdings ranks #112 out of 163 companies in the Credit Services industry, which is below the industry midpoint.
How does CSC Holdings' Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, CSC Holdings ranks #112 out of 163 companies for Interest Coverage. This places CSC Holdings in the lower half of its industry. The industry median Interest Coverage is 52.24. CSC Holdings' value of 35.67 is 31.7% below this benchmark. Historically, CSC Holdings' own Interest Coverage has ranged from 2.40 to 21.51 over the past decade. While the company's 10-year median is 6.89 vs. the industry median of 52.24, CSC Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 52.24, based on 163 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSC Holdings's current Interest Coverage of 35.67 is 31.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CSC Holdings and its competitors. For the Credit Services industry, the median Interest Coverage is 52.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSC Holdings's current Interest Coverage is 35.67, which is 418% above median its own 10-year median of 6.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSC Holdings stock overvalued right now?
CSC Holdings (CSGGF) has a current Interest Coverage of 35.67. The current Interest Coverage is 35.67, which is 418% above median its 10-year median of 6.89 and 31.7% below the Credit Services industry median of 52.24. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CSC Holdings (CSGGF), the current Interest Coverage is 35.67 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

CSC Holdings Business Description

Other Exchanges 00235:Hong Kong
Address 26 Harbour Road, Rooms 3206-3210, 32nd Floor, China Resources Building, Wanchai, Hong Kong, HKG
CSC Holdings Ltd is engaged in the business of investment in securities, trading, money lending as well as securities brokerage. Its segments include Investment in securities, Trading, Money lending, and Securities brokerage. It derives the majority of revenue from Money Lending segment that make loans that could be covered by sufficient collateral, preferably commercial and residential properties in Hong Kong, and to borrowers with good credit history. Geographically, it operates in Hong Kong, Philippines, The PRC, and United States with majority of revenue from Hong Kong.