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The Federal BankFDBAY 74 3-Year Book Growth Rate is 15.80% as of Jun. 2026, which is 34% above its 10-year median of 11.75. GuruFocus rates FDBAY with a GF Score™ of 74/100. The stock has 7 warning signs investors should review. Among 1,489 Banks companies, The Federal Bank ranks better than 81.53% on this metric.
During the past 12 months, The Federal Bank's average Book Value per Share Growth Rate was 15.50% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 15.80% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 14.80% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 12.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of The Federal Bank was 39.40% per year. The lowest was 8.60% per year. And the median was 11.75% per year.
The Federal Bank (OTCPK:FDBAY) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
The Federal Bank 3-Year Book Growth Rate Related Terms
The Federal Bank 3-Year Book Growth Rate Competitor Comparison
For the Banks - Regional subindustry, The Federal Bank's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Federal Bank 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, The Federal Bank's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where The Federal Bank's 3-Year Book Growth Rate falls into.
The Federal Bank 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 15.80% mean?
The Federal Bank (FDBAY) has a 3-Year Book Growth Rate of 15.80% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for The Federal Bank and its competitors. This is 34% above median its historical median of 11.75. Over the past decade, The Federal Bank's 3-Year Book Growth Rate has ranged from 8.60 to 39.40. According to the industry distribution chart, The Federal Bank ranks #275 out of 1489 companies in the Banks industry, placing it in the top 18.5%.
Is The Federal Bank's 3-Year Book Growth Rate too high?
The Federal Bank's current 3-Year Book Growth Rate of 15.80% is 34% above median its 10-year median of 11.75. Over the past 10 years, this metric has ranged from a low of 8.60 to a high of 39.40. The Banks industry median 3-Year Book Growth Rate is 8.70. The Federal Bank's value of 15.80% is 81.6% above this industry median. Based on the distribution chart, The Federal Bank ranks #275 out of 1489 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The Federal Bank has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does The Federal Bank's 3-Year Book Growth Rate compare to competitors?
According to the Banks industry distribution chart, The Federal Bank ranks #275 out of 1489 companies for 3-Year Book Growth Rate. This places The Federal Bank in the top 19% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 8.70. The Federal Bank's value of 15.80% is 81.6% above this benchmark. Historically, The Federal Bank's own 3-Year Book Growth Rate has ranged from 8.60 to 39.40 over the past decade. While the company's 10-year median is 11.75 vs. the industry median of 8.70, The Federal Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.70, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Federal Bank's current 3-Year Book Growth Rate of 15.80% is 81.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for The Federal Bank and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Federal Bank's current 3-Year Book Growth Rate is 15.80%, which is 34% above median its own 10-year median of 11.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Federal Bank stock overvalued right now?
The Federal Bank (FDBAY) has a current 3-Year Book Growth Rate of 15.80%. The current 3-Year Book Growth Rate is 15.80%, which is 34% above median its 10-year median of 11.75 and 81.6% above the Banks industry median of 8.70. The Federal Bank's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For The Federal Bank (FDBAY), the current 3-Year Book Growth Rate is 15.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
The Federal Bank Ltd is an India-based commercial banking company. The company operates through a network of branches and ATMs across India. The company's business segments consist of the Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company generates key revenue from the Retail Banking segment, which is engaged in lending of funds, acceptance of deposits, and other banking services to any legal person, including small business customers, on the basis of the status of the borrower, nature of the product, granularity of the exposure, and quantum thereof.
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