The Federal BankFDBAY 73 Pretax Margin % is 36.22% as of Mar. 2026, which is 7% above its 10-year median of 33.99. GuruFocus rates FDBAY with a GF Score™ of 73/100. The stock has 7 warning signs investors should review. Among 1,526 Banks companies, The Federal Bank ranks better than 51.64% on this metric.
The historical rank and industry rank for The Federal Bank's Pretax Margin % or its related term are showing as below:
FDBAY'
s Pretax Margin % Range Over the Past 10 Years
Min: 19.43 Med: 33.99 Max: 43.67
Current: 35.53
FDBAY's Pretax Margin % is ranked better than 51.64% of 1526
companies
in the Banks industry
Industry Median: 34.885
vs FDBAY: 35.53
The Federal Bank (OTCPK:FDBAY) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
The Federal Bank Pretax Margin % Related Terms
The Federal Bank Pretax Margin % Historical Data
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The historical data trend for The Federal Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Federal Bank Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, The Federal Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Federal Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, The Federal Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where The Federal Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Federal Bank (FDBAY) has a Pretax Margin % of 36.22% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on The Federal Bank and its competitors. This is near median its historical median of 33.99. Over the past decade, The Federal Bank's Pretax Margin % has ranged from 19.43 to 43.67. According to the industry distribution chart, The Federal Bank ranks #738 out of 1526 companies in the Banks industry, placing it in the top 48.4%.
Is The Federal Bank's Pretax Margin % too high?
The Federal Bank's current Pretax Margin % of 36.22% is near median its 10-year median of 33.99. Over the past 10 years, this metric has ranged from a low of 19.43 to a high of 43.67. The Banks industry median Pretax Margin % is 34.89. The Federal Bank's value of 36.22% is 3.8% above this industry median. Based on the distribution chart, The Federal Bank ranks #738 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, The Federal Bank has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does The Federal Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, The Federal Bank ranks #738 out of 1526 companies for Pretax Margin %. This puts The Federal Bank in the upper half of its industry. The industry median Pretax Margin % is 34.89. The Federal Bank's value of 36.22% is 3.8% above this benchmark. Historically, The Federal Bank's own Pretax Margin % has ranged from 19.43 to 43.67 over the past decade. While the company's 10-year median is 33.99 vs. the industry median of 34.89, The Federal Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.89, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Federal Bank's current Pretax Margin % of 36.22% is 3.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on The Federal Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Federal Bank's current Pretax Margin % is 36.22%, which is near median its own 10-year median of 33.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Federal Bank stock overvalued right now?
The Federal Bank (FDBAY) has a current Pretax Margin % of 36.22%. The current Pretax Margin % is 36.22%, which is near median its 10-year median of 33.99 and 3.8% above the Banks industry median of 34.89. The Federal Bank's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For The Federal Bank (FDBAY), the current Pretax Margin % is 36.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
The Federal Bank Ltd is an India-based commercial banking company. The company operates through a network of branches and ATMs across India. The company's business segments consist of the Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company generates key revenue from the Retail Banking segment, which is engaged in lending of funds, acceptance of deposits, and other banking services to any legal person, including small business customers, on the basis of the status of the borrower, nature of the product, granularity of the exposure, and quantum thereof.
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