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The Federal BankFDBAY 74 3-Year EPS without NRI Growth Rate is 4.30% as of Jun. 2026, which is 69% below its 10-year median of 13.80. GuruFocus rates FDBAY with a GF Scoreâ„¢ of 74/100. The stock has 7 warning signs investors should review. Among 1,412 Banks companies, The Federal Bank ranks worse than 59.14% on this metric.
During the past 12 months, The Federal Bank's average EPS without NRI Growth Rate was 14.40% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 4.30% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 16.90% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 20.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of The Federal Bank was 44.50% per year. The lowest was -19.60% per year. And the median was 13.80% per year.
The Federal Bank (OTCPK:FDBAY) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
The Federal Bank 3-Year EPS without NRI Growth Rate Related Terms
The Federal Bank 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, The Federal Bank's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Federal Bank 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, The Federal Bank's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where The Federal Bank's 3-Year EPS without NRI Growth Rate falls into.
The Federal Bank 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 4.30% mean?
The Federal Bank (FDBAY) has a 3-Year EPS without NRI Growth Rate of 4.30% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for The Federal Bank and its competitors. This is 69% below median its historical median of 13.80. According to the industry distribution chart, The Federal Bank ranks #835 out of 1412 companies in the Banks industry, placing it in the top 59.1%.
Is The Federal Bank's 3-Year EPS without NRI Growth Rate too high?
The Federal Bank's current 3-Year EPS without NRI Growth Rate of 4.30% is 69% below median its 10-year median of 13.80. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. The Federal Bank's value of 4.30% is 42.7% below this industry median. Based on the distribution chart, The Federal Bank ranks #835 out of 1412 companies in the Banks industry, which is below the industry midpoint. Overall, The Federal Bank has a GF Scoreâ„¢ of 74/100, reflecting its overall financial health beyond just this single metric.
How does The Federal Bank's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, The Federal Bank ranks #835 out of 1412 companies for 3-Year EPS without NRI Growth Rate. This places The Federal Bank in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. The Federal Bank's value of 4.30% is 42.7% below this benchmark. While the company's 10-year median is 13.80 vs. the industry median of 7.50, The Federal Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Federal Bank's current 3-Year EPS without NRI Growth Rate of 4.30% is 42.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for The Federal Bank and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Federal Bank's current 3-Year EPS without NRI Growth Rate is 4.30%, which is 69% below median its own 10-year median of 13.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Federal Bank stock overvalued right now?
The Federal Bank (FDBAY) has a current 3-Year EPS without NRI Growth Rate of 4.30%. The current 3-Year EPS without NRI Growth Rate is 4.30%, which is 69% below median its 10-year median of 13.80 and 42.7% below the Banks industry median of 7.50. The Federal Bank's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For The Federal Bank (FDBAY), the current 3-Year EPS without NRI Growth Rate is 4.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
The Federal Bank Ltd is an India-based commercial banking company. The company operates through a network of branches and ATMs across India. The company's business segments consist of the Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company generates key revenue from the Retail Banking segment, which is engaged in lending of funds, acceptance of deposits, and other banking services to any legal person, including small business customers, on the basis of the status of the borrower, nature of the product, granularity of the exposure, and quantum thereof.
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