HTO (H2O America) 3-Year Book Growth Rate: 5.80% (As of Jun. 2026) — 22% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HTO H2O America HTO
71 GF Score
Price $62.30
GF Value $54.22
Valuation Modestly Overvalued
! 10 Warning Signs
View Full Analysis

What is H2O America 3-Year Book Growth Rate?

H2O America HTO +1.69% 71 3-Year Book Growth Rate is 5.80% as of Jun. 2026, which is 22% below its 10-year median of 7.40. GuruFocus rates HTO with a GF Score™ of 71/100 and a GF Value™ of $54.22 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 482 Utilities - Regulated companies, H2O America ranks better than 56.22% on this metric.

H2O America's Book Value per Share for the quarter that ended in Jun. 2026 was $44.06.

During the past 12 months, H2O America's average Book Value per Share Growth Rate was 6.00% per year. During the past 3 years, the average Book Value per Share Growth Rate was 5.80% per year. During the past 5 years, the average Book Value per Share Growth Rate was 5.90% per year. During the past 10 years, the average Book Value per Share Growth Rate was 8.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of H2O America was 18.50% per year. The lowest was 1.00% per year. And the median was 7.40% per year.


H2O America  (NAS:HTO) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


H2O America 3-Year Book Growth Rate Related Terms


HTO vs CWT, AWR, MSEX: 3-Year Book Growth Rate Comparison

For the Utilities - Regulated Water subindustry, H2O America's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


H2O America 3-Year Book Growth Rate vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, H2O America's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where H2O America's 3-Year Book Growth Rate falls into.


HTO
71GF Score
H2O America HTO
3-Year Book Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

H2O America 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of 5.80% mean?
H2O America (HTO) has a 3-Year Book Growth Rate of 5.80% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for H2O America and its competitors. This is 22% below median its historical median of 7.40. Over the past decade, H2O America's 3-Year Book Growth Rate has ranged from 1.00 to 18.50. According to the industry distribution chart, H2O America ranks #211 out of 482 companies in the Utilities - Regulated industry, placing it in the top 43.8%.
Is H2O America's 3-Year Book Growth Rate too high?
H2O America's current 3-Year Book Growth Rate of 5.80% is 22% below median its 10-year median of 7.40. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 18.50. The Utilities - Regulated industry median 3-Year Book Growth Rate is 5.00. H2O America's value of 5.80% is 16% above this industry median. Based on the distribution chart, H2O America ranks #211 out of 482 companies in the Utilities - Regulated industry, which is above the industry midpoint. Overall, H2O America has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does H2O America's 3-Year Book Growth Rate compare to CWT and AWR?
According to the Utilities - Regulated industry distribution chart, H2O America ranks #211 out of 482 companies for 3-Year Book Growth Rate. This puts H2O America in the upper half of its industry. The industry median 3-Year Book Growth Rate is 5.00. H2O America's value of 5.80% is 16% above this benchmark. Historically, H2O America's own 3-Year Book Growth Rate has ranged from 1.00 to 18.50 over the past decade. While the company's 10-year median is 7.40 vs. the industry median of 5.00, H2O America has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Utilities - Regulated company?
The median 3-Year Book Growth Rate among Utilities - Regulated companies is 5.00, based on 482 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. H2O America's current 3-Year Book Growth Rate of 5.80% is 16% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for H2O America and its competitors. For the Utilities - Regulated industry, the median 3-Year Book Growth Rate is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. H2O America's current 3-Year Book Growth Rate is 5.80%, which is 22% below median its own 10-year median of 7.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is H2O America stock overvalued right now?
Based on GuruFocus' analysis, H2O America (HTO) is currently considered Modestly Overvalued. The stock's GF Value™ is $54.22, compared to a current price of $62.30 — trading 14.9% above its estimated fair value. The current 3-Year Book Growth Rate is 5.80%, which is 22% below median its 10-year median of 7.40 and 16% above the Utilities - Regulated industry median of 5.00. H2O America's overall GF Score™ is 71/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For H2O America (HTO), the current 3-Year Book Growth Rate is 5.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is H2O America (HTO) Overvalued in 2026?

Based on GuruFocus' analysis, H2O America stock appears to be overvalued. The current stock price of $62.30 is trading 14.9% above its estimated GF Value™ of $54.22. GuruFocus considers H2O America to be Modestly Overvalued.

Key valuation signals for HTO:

  • 3-Year Book Growth Rate: 5.80% (22% below median its 10-year median of 7.40)
  • GF Value™: $54.22 vs. price of $62.30 (14.9% above fair value)
  • GF Score™: 71/100 with 10 warning signs
  • Industry Position: 16% above the Utilities - Regulated median (#211 of 482)

No single metric tells the full story. See the HTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


H2O America Business Description

Other Exchanges 76W:Germany
Address 110 West Taylor Street, San Jose, CA, USA, 95110
H2O America is a national investor-owned network of local water and wastewater utilities united by one purpose: delivering clean, high-quality water to the communities it calls home. Across approximately 407,000 water and wastewater service connections, the company invests in critical infrastructure to strengthen the water supply for generations to come. Its single reportable segment provides water utility and utility-related services to its customers.
71GF Score

Get the complete analysis for HTO

3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.30
Price
$54.22
GF Value