H2O AmericaHTO -1.87%72 Cash Ratio is 0.96 as of Mar. 2026, which is 1100% above its 10-year median of 0.08. GuruFocus rates HTO with a GF Score™ of 72/100 and a GF Value™ of $57.40 (Fairly Valued). The stock has 9 warning signs investors should review. Among 485 Utilities - Regulated companies, H2O America ranks better than 81.44% on this metric.
H2O America has a Cash Ratio of 0.96. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for H2O America's Cash Ratio or its related term are showing as below:
HTO'
s Cash Ratio Range Over the Past 10 Years
Min: 0.01 Med: 0.08 Max: 4.84
Current: 0.96
During the past 13 years, H2O America's highest Cash Ratio was 4.84. The lowest was 0.01. And the median was 0.08.
HTO's Cash Ratio is ranked better than 81.44% of 485
companies
in the Utilities - Regulated industry
Industry Median: 0.35
vs HTO: 0.96
H2O America (NAS:HTO) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
H2O America Cash Ratio Related Terms
H2O America Cash Ratio Historical Data
* Premium members only.
The historical data trend for H2O America's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Utilities - Regulated Water subindustry, H2O America's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
H2O America Cash Ratio vs Utilities - Regulated Industry
For the Utilities - Regulated industry and Utilities sector, H2O America's Cash Ratio distribution charts can be found below:
* The bar in red indicates where H2O America's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
H2O America (HTO) has a Cash Ratio of 0.96 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on H2O America and its competitors. This is 1100% above median its historical median of 0.08. Over the past decade, H2O America's Cash Ratio has ranged from 0.01 to 4.84. According to the industry distribution chart, H2O America ranks #90 out of 485 companies in the Utilities - Regulated industry, placing it in the top 18.6%.
Is H2O America's Cash Ratio too high?
H2O America's current Cash Ratio of 0.96 is 1100% above median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 4.84. The Utilities - Regulated industry median Cash Ratio is 0.35. H2O America's value of 0.96 is 174.3% above this industry median. Based on the distribution chart, H2O America ranks #90 out of 485 companies in the Utilities - Regulated industry, which is in the top quartile — a strong position relative to peers. Overall, H2O America has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does H2O America's Cash Ratio compare to CWT and AWR?
According to the Utilities - Regulated industry distribution chart, H2O America ranks #90 out of 485 companies for Cash Ratio. This places H2O America in the top 19% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.35. H2O America's value of 0.96 is 174.3% above this benchmark. Historically, H2O America's own Cash Ratio has ranged from 0.01 to 4.84 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.35, H2O America has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Utilities - Regulated company?
The median Cash Ratio among Utilities - Regulated companies is 0.35, based on 485 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. H2O America's current Cash Ratio of 0.96 is 174.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on H2O America and its competitors. For the Utilities - Regulated industry, the median Cash Ratio is 0.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. H2O America's current Cash Ratio is 0.96, which is 1100% above median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is H2O America stock overvalued right now?
Based on GuruFocus' analysis, H2O America (HTO) is currently considered Fairly Valued. The stock's GF Value™ is $57.40, compared to a current price of $61.25 — trading 6.7% above its estimated fair value. The current Cash Ratio is 0.96, which is 1100% above median its 10-year median of 0.08 and 174.3% above the Utilities - Regulated industry median of 0.35. H2O America's overall GF Score™ is 72/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For H2O America (HTO), the current Cash Ratio is 0.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is H2O America (HTO) Overvalued in 2026?
Based on GuruFocus' analysis, H2O America stock appears to be overvalued.
The current stock price of $61.25 is trading 6.7% above its estimated GF Value™ of $57.40.
GuruFocus considers H2O America to be Fairly Valued.
Key valuation signals for HTO:
Cash Ratio: 0.96 (1100% above median its 10-year median of 0.08)
GF Value™: $57.40 vs. price of $61.25 (6.7% above fair value)
Industry Position: 174.3% above the Utilities - Regulated median (#90 of 485)
No single metric tells the full story. See the HTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
H2O America is a national investor-owned network of local water and wastewater utilities united by one purpose: delivering clean, high-quality water to the communities it calls home. Across approximately 407,000 water and wastewater service connections, the company invests in critical infrastructure to strengthen the water supply for generations to come. Its single reportable segment provides water utility and utility-related services to its customers.
72GF Score
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