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Alandsbanken ABPLTS:0O2M 64 3-Year Book Growth Rate is 6.50% as of Jun. 2026, which is 38% above its 10-year median of 4.70. GuruFocus rates LTS:0O2M with a GF Score™ of 64/100 and a GF Value™ of €40.89 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,495 Banks companies, Alandsbanken ABP ranks worse than 64.15% on this metric.
During the past 12 months, Alandsbanken ABP's average Book Value per Share Growth Rate was 2.20% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 6.50% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 4.70% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 6.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Alandsbanken ABP was 10.70% per year. The lowest was -15.10% per year. And the median was 4.70% per year.
Alandsbanken ABP (LTS:0O2M) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Alandsbanken ABP 3-Year Book Growth Rate Related Terms
LTS:0O2M vs PNC, USB: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Alandsbanken ABP's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alandsbanken ABP 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Alandsbanken ABP's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Alandsbanken ABP's 3-Year Book Growth Rate falls into.
Alandsbanken ABP 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 6.50% mean?
Alandsbanken ABP (LTS:0O2M) has a 3-Year Book Growth Rate of 6.50% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Alandsbanken ABP and its competitors. This is 38% above median its historical median of 4.70. According to the industry distribution chart, Alandsbanken ABP ranks #959 out of 1495 companies in the Banks industry, placing it in the top 64.1%.
Is Alandsbanken ABP's 3-Year Book Growth Rate too high?
Alandsbanken ABP's current 3-Year Book Growth Rate of 6.50% is 38% above median its 10-year median of 4.70. The Banks industry median 3-Year Book Growth Rate is 8.70. Alandsbanken ABP's value of 6.50% is 25.3% below this industry median. Based on the distribution chart, Alandsbanken ABP ranks #959 out of 1495 companies in the Banks industry, which is below the industry midpoint. Overall, Alandsbanken ABP has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alandsbanken ABP's 3-Year Book Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Alandsbanken ABP ranks #959 out of 1495 companies for 3-Year Book Growth Rate. This places Alandsbanken ABP in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.70. Alandsbanken ABP's value of 6.50% is 25.3% below this benchmark. While the company's 10-year median is 4.70 vs. the industry median of 8.70, Alandsbanken ABP has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.70, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alandsbanken ABP's current 3-Year Book Growth Rate of 6.50% is 25.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Alandsbanken ABP and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alandsbanken ABP's current 3-Year Book Growth Rate is 6.50%, which is 38% above median its own 10-year median of 4.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alandsbanken ABP stock overvalued right now?
Based on GuruFocus' analysis, Alandsbanken ABP (LTS:0O2M) is currently considered Modestly Overvalued. The stock's GF Value™ is €40.89, compared to a current price of €45.90 — trading 12.3% above its estimated fair value. The current 3-Year Book Growth Rate is 6.50%, which is 38% above median its 10-year median of 4.70 and 25.3% below the Banks industry median of 8.70. Alandsbanken ABP's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Alandsbanken ABP (LTS:0O2M), the current 3-Year Book Growth Rate is 6.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alandsbanken ABP (LTS:0O2M) Overvalued in 2026?
Based on GuruFocus' analysis, Alandsbanken ABP stock appears to be overvalued.
The current stock price of €45.90 is trading 12.3% above its estimated GF Value™ of €40.89.
GuruFocus considers Alandsbanken ABP to be Modestly Overvalued.
Key valuation signals for LTS:0O2M:
3-Year Book Growth Rate: 6.50% (38% above median its 10-year median of 4.70)
GF Value™: €40.89 vs. price of €45.90 (12.3% above fair value)
Industry Position: 25.3% below the Banks median (#959 of 1495)
No single metric tells the full story. See the LTS:0O2M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alandsbanken ABP is a private banking operator based in Finland. The services offered by the company include Accounts, Insurance, Loans, Digital services, Basic banking services, and Invest and Save among others. The reportable segments of the company are Private Banking, Premium Banking, IT, Corporate and others. The Private Banking segment generates the majority of its revenue followed by Premium banking. Geographically, the company operates in Finland and Sweden in which Finland generates key revenue.
64GF Score
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