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Alandsbanken ABPLTS:0O2M 64 Net-Net Working Capital is €-299.85 as of Jun. 2026. GuruFocus rates LTS:0O2M with a GF Score™ of 64/100 and a GF Value™ of €40.89 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 8 Banks companies, Alandsbanken ABP ranks worse than 12499987.5% on this metric.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.
Alandsbanken ABP's Net-Net Working Capital for the quarter that ended in Jun. 2026 was €-299.85.
The industry rank for Alandsbanken ABP's Net-Net Working Capital or its related term are showing as below:
LTS:0O2M's Price-to-Net-Net-Working-Capital is not ranked *
in the Banks industry.
Industry Median: 1.745 * Ranked among companies with meaningful Price-to-Net-Net-Working-Capital only.
Alandsbanken ABP (LTS:0O2M) Net-Net Working Capital Explanation
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their net-net value. They are collected under our Net-Net screener.
Alandsbanken ABP Net-Net Working Capital Related Terms
Alandsbanken ABP Net-Net Working Capital Historical Data
* Premium members only.
The historical data trend for Alandsbanken ABP's Net-Net Working Capital can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0O2M vs PNC, USB: Net-Net Working Capital Comparison
For the Banks - Regional subindustry, Alandsbanken ABP's Price-to-Net-Net-Working-Capital, along with its competitors' market caps and Price-to-Net-Net-Working-Capital data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alandsbanken ABP Price-to-Net-Net-Working-Capital vs Banks Industry
For the Banks industry and Financial Services sector, Alandsbanken ABP's Price-to-Net-Net-Working-Capital distribution charts can be found below:
* The bar in red indicates where Alandsbanken ABP's Price-to-Net-Net-Working-Capital falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.
In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
This is a conservative way of estimating the company's value.
What does a Net-Net Working Capital of €-299.85 mean?
Alandsbanken ABP (LTS:0O2M) has a Net-Net Working Capital of €-299.85 as of Jun. 2026. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Alandsbanken ABP According to the industry distribution chart, Alandsbanken ABP ranks #999999 out of 8 companies in the Banks industry.
Is Alandsbanken ABP's Net-Net Working Capital too high?
Alandsbanken ABP's current Net-Net Working Capital is €-299.85. Based on the distribution chart, Alandsbanken ABP ranks #999999 out of 8 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Alandsbanken ABP has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alandsbanken ABP's Net-Net Working Capital compare to PNC and USB?
According to the Banks industry distribution chart, Alandsbanken ABP ranks #999999 out of 8 companies for Net-Net Working Capital. This places Alandsbanken ABP in the lower half of its industry. The industry median Net-Net Working Capital is 1.75. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net-Net Working Capital for a Banks company?
The median Net-Net Working Capital among Banks companies is 1.75, based on 8 companies in the industry. Companies in the top quartile (top 25%) have a Net-Net Working Capital significantly above this median, while those in the bottom quartile fall well below. However, Net-Net Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net-Net Working Capital mean?
A high Net-Net Working Capital can signal that a stock is expensive relative to its fundamentals. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Alandsbanken ABP For the Banks industry, the median Net-Net Working Capital is 1.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alandsbanken ABP's current Net-Net Working Capital is €-299.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alandsbanken ABP stock overvalued right now?
Based on GuruFocus' analysis, Alandsbanken ABP (LTS:0O2M) is currently considered Modestly Overvalued. The stock's GF Value™ is €40.89, compared to a current price of €45.90 — trading 12.3% above its estimated fair value. The current Net-Net Working Capital is €-299.85. Alandsbanken ABP's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net-Net Working Capital calculated?
Net-Net Working Capital is calculated from a company's financial statements. For Alandsbanken ABP (LTS:0O2M), the current Net-Net Working Capital is €-299.85 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alandsbanken ABP (LTS:0O2M) Overvalued in 2026?
Based on GuruFocus' analysis, Alandsbanken ABP stock appears to be overvalued.
The current stock price of €45.90 is trading 12.3% above its estimated GF Value™ of €40.89.
GuruFocus considers Alandsbanken ABP to be Modestly Overvalued.
Key valuation signals for LTS:0O2M:
Net-Net Working Capital: €-299.85
GF Value™: €40.89 vs. price of €45.90 (12.3% above fair value)
No single metric tells the full story. See the LTS:0O2M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alandsbanken ABP is a private banking operator based in Finland. The services offered by the company include Accounts, Insurance, Loans, Digital services, Basic banking services, and Invest and Save among others. The reportable segments of the company are Private Banking, Premium Banking, IT, Corporate and others. The Private Banking segment generates the majority of its revenue followed by Premium banking. Geographically, the company operates in Finland and Sweden in which Finland generates key revenue.
64GF Score
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