Alandsbanken ABP (LTS:0O2M) Debt-to-Revenue : 4.13 (As of Jun. 2026)

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LTS:0O2M Alandsbanken ABP LTS:0O2M
64 GF Score
Price €45.90
GF Value €40.89
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Alandsbanken ABP Debt-to-Revenue?

Alandsbanken ABP LTS:0O2M 64 Debt-to-Revenue is 4.13 as of Jun. 2026. GuruFocus rates LTS:0O2M with a GF Score™ of 64/100 and a GF Value™ of €40.89 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Debt-to-Revenue measures a company's ability to pay off its debt.

Alandsbanken ABP's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €0.0 Mil. Alandsbanken ABP's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €874.0 Mil. Alandsbanken ABP's annualized Revenue for the quarter that ended in Jun. 2026 was €211.6 Mil. Alandsbanken ABP's annualized Debt-to-Revenue for the quarter that ended in Jun. 2026 was 4.13.


Alandsbanken ABP Debt-to-Revenue Historical Data

* Premium members only.

The historical data trend for Alandsbanken ABP's Debt-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alandsbanken ABP Debt-to-Revenue Chart

Alandsbanken ABP Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Revenue
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.45 1.20 1.55 1.41 0.88

Alandsbanken ABP Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.45 3.43 0.85 3.58 4.13

LTS:0O2M vs PNC, USB: Debt-to-Revenue Comparison

For the Banks - Regional subindustry, Alandsbanken ABP's Debt-to-Revenue, along with its competitors' market caps and Debt-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alandsbanken ABP Debt-to-Revenue vs Banks Industry

For the Banks industry and Financial Services sector, Alandsbanken ABP's Debt-to-Revenue distribution charts can be found below:

* The bar in red indicates where Alandsbanken ABP's Debt-to-Revenue falls into.


LTS:0O2M
64GF Score
Alandsbanken ABP LTS:0O2M
Debt-to-Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alandsbanken ABP Debt-to-Revenue Calculation

Debt-to-Revenue measures a company's ability to pay off its debt.

Alandsbanken ABP's Debt-to-Revenue for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 192.578) / 218.801
=0.88

Alandsbanken ABP's annualized Debt-to-Revenue for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 874) / 211.6
=4.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-Revenue, the Revenue of the last fiscal year is used. In calculating the annualized quarterly data, the Revenue data used here is four times the quarterly (Jun. 2026) Revenue data.

Frequently Asked Questions Learn more about Debt-to-Revenue →
What does a Debt-to-Revenue of 4.13 mean?
Alandsbanken ABP (LTS:0O2M) has a Debt-to-Revenue of 4.13 as of Jun. 2026.
Is Alandsbanken ABP's Debt-to-Revenue too high?
Alandsbanken ABP's current Debt-to-Revenue is 4.13. Overall, Alandsbanken ABP has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alandsbanken ABP's Debt-to-Revenue compare to PNC and USB?
Alandsbanken ABP's Debt-to-Revenue of 4.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Revenue for a Banks company?
A good Debt-to-Revenue depends on the Banks industry context. However, Debt-to-Revenue should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Revenue mean?
A high Debt-to-Revenue can signal that a stock is expensive relative to its fundamentals. Alandsbanken ABP's current Debt-to-Revenue is 4.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alandsbanken ABP stock overvalued right now?
Based on GuruFocus' analysis, Alandsbanken ABP (LTS:0O2M) is currently considered Modestly Overvalued. The stock's GF Value™ is €40.89, compared to a current price of €45.90 — trading 12.3% above its estimated fair value. The current Debt-to-Revenue is 4.13. Alandsbanken ABP's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Revenue calculated?
Debt-to-Revenue is calculated from a company's financial statements. For Alandsbanken ABP (LTS:0O2M), the current Debt-to-Revenue is 4.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alandsbanken ABP (LTS:0O2M) Overvalued in 2026?

Based on GuruFocus' analysis, Alandsbanken ABP stock appears to be overvalued. The current stock price of €45.90 is trading 12.3% above its estimated GF Value™ of €40.89. GuruFocus considers Alandsbanken ABP to be Modestly Overvalued.

Key valuation signals for LTS:0O2M:

  • Debt-to-Revenue: 4.13
  • GF Value™: €40.89 vs. price of €45.90 (12.3% above fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the LTS:0O2M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alandsbanken ABP Business Description

Address Nygatan 2, Alandsbanken, Mariehamn, FIN, AX-22100
Alandsbanken ABP is a private banking operator based in Finland. The services offered by the company include Accounts, Insurance, Loans, Digital services, Basic banking services, and Invest and Save among others. The reportable segments of the company are Private Banking, Premium Banking, IT, Corporate and others. The Private Banking segment generates the majority of its revenue followed by Premium banking. Geographically, the company operates in Finland and Sweden in which Finland generates key revenue.
64GF Score

Get the complete analysis for LTS:0O2M

Debt-to-Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.90
Price
€40.89
GF Value