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Mapfre MiddleseaMAL:MMS 26 3-Year Book Growth Rate is 10.10% as of Dec. 2025, which is 181% above its 10-year median of 3.60. GuruFocus rates MAL:MMS with a GF Score™ of 26/100. The stock has 1 warning sign investors should review. Among 476 Insurance companies, Mapfre Middlesea ranks better than 55.88% on this metric.
During the past 12 months, Mapfre Middlesea's average Book Value per Share Growth Rate was 11.10% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 10.10% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 2.90% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 1.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Mapfre Middlesea was 12.40% per year. The lowest was -44.80% per year. And the median was 3.60% per year.
Mapfre Middlesea (MAL:MMS) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Mapfre Middlesea 3-Year Book Growth Rate Related Terms
MAL:MMS vs BRK.A, AIG, HIG: 3-Year Book Growth Rate Comparison
For the Insurance - Diversified subindustry, Mapfre Middlesea's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mapfre Middlesea 3-Year Book Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Mapfre Middlesea's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Mapfre Middlesea's 3-Year Book Growth Rate falls into.
Mapfre Middlesea 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 10.10% mean?
Mapfre Middlesea (MAL:MMS) has a 3-Year Book Growth Rate of 10.10% as of Dec. 2025. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Mapfre Middlesea and its competitors. This is 181% above median its historical median of 3.60. According to the industry distribution chart, Mapfre Middlesea ranks #210 out of 476 companies in the Insurance industry, placing it in the top 44.1%.
Is Mapfre Middlesea's 3-Year Book Growth Rate too high?
Mapfre Middlesea's current 3-Year Book Growth Rate of 10.10% is 181% above median its 10-year median of 3.60. The Insurance industry median 3-Year Book Growth Rate is 8.30. Mapfre Middlesea's value of 10.10% is 21.7% above this industry median. Based on the distribution chart, Mapfre Middlesea ranks #210 out of 476 companies in the Insurance industry, which is above the industry midpoint. Overall, Mapfre Middlesea has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Mapfre Middlesea's 3-Year Book Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Mapfre Middlesea ranks #210 out of 476 companies for 3-Year Book Growth Rate. This puts Mapfre Middlesea in the upper half of its industry. The industry median 3-Year Book Growth Rate is 8.30. Mapfre Middlesea's value of 10.10% is 21.7% above this benchmark. While the company's 10-year median is 3.60 vs. the industry median of 8.30, Mapfre Middlesea has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.30, based on 476 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mapfre Middlesea's current 3-Year Book Growth Rate of 10.10% is 21.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Mapfre Middlesea and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mapfre Middlesea's current 3-Year Book Growth Rate is 10.10%, which is 181% above median its own 10-year median of 3.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mapfre Middlesea stock overvalued right now?
Mapfre Middlesea (MAL:MMS) has a current 3-Year Book Growth Rate of 10.10%. The current 3-Year Book Growth Rate is 10.10%, which is 181% above median its 10-year median of 3.60 and 21.7% above the Insurance industry median of 8.30. Mapfre Middlesea's overall GF Score™ is 26/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Mapfre Middlesea (MAL:MMS), the current 3-Year Book Growth Rate is 10.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Mapfre Middlesea PLC is an insurance company. The segments of the company are motor, Fire and other damage to property, Health, Other classes, and group life. The company provides services to individuals and businesses. The company generates the majority of its revenue from the Motor segment. The group operates only in Malta.
26GF Score
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