Mapfre Middlesea (MAL:MMS) Interest Coverage: N/A (As of Dec. 2025)


MAL:MMS Mapfre Middlesea PLC MAL:MMS
48 GF Score
Price €1.31
GF Value €1.36
Valuation Fairly Valued
! 2 Warning Signs
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What is Mapfre Middlesea Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Mapfre Middlesea's EBIT for the six months ended in Dec. 2025 was €0.0 Mil. Mapfre Middlesea's Interest Expense for the six months ended in Dec. 2025 was €0.0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Mapfre Middlesea PLC has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Mapfre Middlesea's Interest Coverage or its related term are showing as below:


MAL:MMS's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.26
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Mapfre Middlesea  (MAL:MMS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Mapfre Middlesea Interest Coverage Related Terms


Mapfre Middlesea Interest Coverage Historical Data

* Premium members only.

The historical data trend for Mapfre Middlesea's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Mapfre Middlesea Interest Coverage Chart

Mapfre Middlesea Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Mapfre Middlesea Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Dec24 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

MAL:MMS vs BRK.A, AIG, HIG: Interest Coverage Comparison

For the Insurance - Diversified subindustry, Mapfre Middlesea's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mapfre Middlesea Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Mapfre Middlesea's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Mapfre Middlesea's Interest Coverage falls into.


MAL:MMS
48GF Score
Mapfre Middlesea PLC MAL:MMS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mapfre Middlesea Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Mapfre Middlesea's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Mapfre Middlesea's Interest Expense was €-4.8 Mil. Its EBIT was €0.0 Mil. And its Long-Term Debt & Capital Lease Obligation was €2.1 Mil.

Mapfre Middlesea's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Mapfre Middlesea's Interest Expense was €0.0 Mil. Its EBIT was €0.0 Mil. And its Long-Term Debt & Capital Lease Obligation was €2.1 Mil.

GuruFocus does not calculate Mapfre Middlesea's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is Mapfre Middlesea (MAL:MMS) Overvalued in 2026?

Based on GuruFocus' analysis, Mapfre Middlesea stock appears to be undervalued. The current stock price of €1.31 is trading 3.7% below its estimated GF Value™ of €1.36. GuruFocus considers Mapfre Middlesea to be Fairly Valued.

Key valuation signals for MAL:MMS:

  • Interest Coverage: N/A
  • GF Value™: €1.36 vs. price of €1.31 (3.7% below fair value)
  • GF Score™: 48/100 with 2 warning signs

No single metric tells the full story. See the MAL:MMS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mapfre Middlesea Business Description

Address Middle Sea House, Floriana, MLT, FRN1442
Mapfre Middlesea PLC is an insurance company. The segments of the company are motor, Fire and other damage to property, Health, Other classes, and group life. The company provides services to individuals and businesses. The company generates the majority of its revenue from the Motor segment. The group operates only in Malta.
48GF Score

Get the complete analysis for MAL:MMS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.31
Price
€1.36
GF Value