Mapfre Middlesea (MAL:MMS) 5-Year Yield-on-Cost %: 4.68 (As of Jul. 09, 2026) — 52% Above Median


MAL:MMS Mapfre Middlesea PLC MAL:MMS
53 GF Score
Price €1.45
GF Value €1.36
Valuation Fairly Valued
! 2 Warning Signs
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What is Mapfre Middlesea 5-Year Yield-on-Cost %?

Mapfre Middlesea MAL:MMS 53 5-Year Yield-on-Cost % is 4.68 as of Jul. 09, 2026, which is 52% above its 10-year median of 3.07. GuruFocus rates MAL:MMS with a GF Score™ of 53/100 and a GF Value™ of €1.36 (Fairly Valued). The stock has 2 warning signs investors should review. Among 418 Insurance companies, Mapfre Middlesea ranks better than 59.09% on this metric.

Mapfre Middlesea's yield on cost for the quarter that ended in Dec. 2025 was 4.68.


The historical rank and industry rank for Mapfre Middlesea's 5-Year Yield-on-Cost % or its related term are showing as below:

MAL:MMS' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.31   Med: 3.07   Max: 6.05
Current: 4.68


During the past 13 years, Mapfre Middlesea's highest Yield on Cost was 6.05. The lowest was 1.31. And the median was 3.07.


MAL:MMS's 5-Year Yield-on-Cost % is ranked better than
59.09% of 418 companies
in the Insurance industry
Industry Median: 3.995 vs MAL:MMS: 4.68

Mapfre Middlesea  (MAL:MMS) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Mapfre Middlesea 5-Year Yield-on-Cost % Related Terms


MAL:MMS vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison

For the Insurance - Diversified subindustry, Mapfre Middlesea's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mapfre Middlesea 5-Year Yield-on-Cost % vs Insurance Industry

For the Insurance industry and Financial Services sector, Mapfre Middlesea's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Mapfre Middlesea's 5-Year Yield-on-Cost % falls into.


MAL:MMS
53GF Score
Mapfre Middlesea PLC MAL:MMS
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mapfre Middlesea 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Mapfre Middlesea is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 4.68 mean?
Mapfre Middlesea (MAL:MMS) has a 5-Year Yield-on-Cost % of 4.68 as of Jul. 09, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mapfre Middlesea and its competitors. This is 52% above median its historical median of 3.07. Over the past decade, Mapfre Middlesea's 5-Year Yield-on-Cost % has ranged from 1.31 to 6.05. According to the industry distribution chart, Mapfre Middlesea ranks #171 out of 418 companies in the Insurance industry, placing it in the top 40.9%.
Is Mapfre Middlesea's 5-Year Yield-on-Cost % too high?
Mapfre Middlesea's current 5-Year Yield-on-Cost % of 4.68 is 52% above median its 10-year median of 3.07. Over the past 10 years, this metric has ranged from a low of 1.31 to a high of 6.05. The Insurance industry median 5-Year Yield-on-Cost % is 4.00. Mapfre Middlesea's value of 4.68 is 17.1% above this industry median. Based on the distribution chart, Mapfre Middlesea ranks #171 out of 418 companies in the Insurance industry, which is above the industry midpoint. Overall, Mapfre Middlesea has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mapfre Middlesea's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Mapfre Middlesea ranks #171 out of 418 companies for 5-Year Yield-on-Cost %. This puts Mapfre Middlesea in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 4.00. Mapfre Middlesea's value of 4.68 is 17.1% above this benchmark. Historically, Mapfre Middlesea's own 5-Year Yield-on-Cost % has ranged from 1.31 to 6.05 over the past decade. While the company's 10-year median is 3.07 vs. the industry median of 4.00, Mapfre Middlesea has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 4.00, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mapfre Middlesea's current 5-Year Yield-on-Cost % of 4.68 is 17.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mapfre Middlesea and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mapfre Middlesea's current 5-Year Yield-on-Cost % is 4.68, which is 52% above median its own 10-year median of 3.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mapfre Middlesea stock overvalued right now?
Based on GuruFocus' analysis, Mapfre Middlesea (MAL:MMS) is currently considered Fairly Valued. The stock's GF Value™ is €1.36, compared to a current price of €1.45 — trading 6.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.68, which is 52% above median its 10-year median of 3.07 and 17.1% above the Insurance industry median of 4.00. Mapfre Middlesea's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Mapfre Middlesea (MAL:MMS), the current 5-Year Yield-on-Cost % is 4.68 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mapfre Middlesea (MAL:MMS) Overvalued in 2026?

Based on GuruFocus' analysis, Mapfre Middlesea stock appears to be overvalued. The current stock price of €1.45 is trading 6.6% above its estimated GF Value™ of €1.36. GuruFocus considers Mapfre Middlesea to be Fairly Valued.

Key valuation signals for MAL:MMS:

  • 5-Year Yield-on-Cost %: 4.68 (52% above median its 10-year median of 3.07)
  • GF Value™: €1.36 vs. price of €1.45 (6.6% above fair value)
  • GF Score™: 53/100 with 2 warning signs
  • Industry Position: 17.1% above the Insurance median (#171 of 418)

No single metric tells the full story. See the MAL:MMS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mapfre Middlesea Business Description

Address Middle Sea House, Floriana, MLT, FRN1442
Mapfre Middlesea PLC is an insurance company. The segments of the company are motor, Fire and other damage to property, Health, Other classes, and group life. The company provides services to individuals and businesses. The company generates the majority of its revenue from the Motor segment. The group operates only in Malta.
53GF Score

Get the complete analysis for MAL:MMS

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.45
Price
€1.36
GF Value