Mapfre Middlesea (MAL:MMS) Shiller PE Ratio: 12.91 (As of Sep. 04, 2026) — 23% Below Median

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MAL:MMS Mapfre Middlesea PLC MAL:MMS
26 GF Score
Price €1.42
! 1 Warning Sign
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What is Mapfre Middlesea Shiller PE Ratio?

Mapfre Middlesea MAL:MMS 26 Shiller PE Ratio is 12.91 as of Sep. 04, 2026, which is 23% below its 10-year median of 16.67. GuruFocus rates MAL:MMS with a GF Score™ of 26/100. The stock has 1 warning sign investors should review. Among 368 Insurance companies, Mapfre Middlesea ranks better than 67.39% on this metric.

As of today (2026-09-04), Mapfre Middlesea's current share price is €1.42. Mapfre Middlesea's E10 for the fiscal year that ended in Dec25 was €0.11. Mapfre Middlesea's Shiller PE Ratio for today is 12.91.

The historical rank and industry rank for Mapfre Middlesea's Shiller PE Ratio or its related term are showing as below:

MAL:MMS' s Shiller PE Ratio Range Over the Past 10 Years
Min: 10.91   Med: 16.67   Max: 32.5
Current: 12.39

During the past 13 years, Mapfre Middlesea's highest Shiller PE Ratio was 32.50. The lowest was 10.91. And the median was 16.67.

MAL:MMS's Shiller PE Ratio is ranked better than
67.39% of 368 companies
in the Insurance industry
Industry Median: 16.665 vs MAL:MMS: 12.39

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Mapfre Middlesea's adjusted earnings per share data of for the fiscal year that ended in Dec25 was €0.162. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is €0.11 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Mapfre Middlesea  (MAL:MMS) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Mapfre Middlesea Shiller PE Ratio Related Terms


Mapfre Middlesea Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Mapfre Middlesea's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mapfre Middlesea Shiller PE Ratio Chart

Mapfre Middlesea Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.17 17.20 15.04 13.24 12.12

Mapfre Middlesea Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Dec24 Dec25
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.20 0.00 15.04 13.24 12.12

MAL:MMS vs BRK.A, AIG, HIG: Shiller PE Ratio Comparison

For the Insurance - Diversified subindustry, Mapfre Middlesea's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mapfre Middlesea Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Mapfre Middlesea's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Mapfre Middlesea's Shiller PE Ratio falls into.


MAL:MMS
26GF Score
Mapfre Middlesea PLC MAL:MMS
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Mapfre Middlesea Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Mapfre Middlesea's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=1.42/0.11
=12.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mapfre Middlesea's E10 for the fiscal year that ended in Dec25 is calculated as:

For example, Mapfre Middlesea's adjusted earnings per share data for the fiscal year that ended in Dec25 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec25 (Change)*Current CPI (Dec25)
=0.162/324.0540*324.0540
=0.162

Current CPI (Dec25) = 324.0540.

Mapfre Middlesea Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
201612 0.050 241.432 0.067
201712 0.093 246.524 0.122
201812 0.093 251.233 0.120
201912 0.105 256.974 0.132
202012 0.099 260.474 0.123
202112 0.083 278.802 0.096
202212 0.049 296.797 0.054
202312 0.123 306.746 0.130
202412 0.136 315.605 0.140
202512 0.162 324.054 0.162

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 12.91 mean?
Mapfre Middlesea (MAL:MMS) has a Shiller PE Ratio of 12.91 as of Sep. 04, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Mapfre Middlesea and its competitors. This is 23% below median its historical median of 16.67. Over the past decade, Mapfre Middlesea's Shiller PE Ratio has ranged from 10.91 to 32.50. According to the industry distribution chart, Mapfre Middlesea ranks #120 out of 368 companies in the Insurance industry, placing it in the top 32.6%.
Is Mapfre Middlesea's Shiller PE Ratio too high?
Mapfre Middlesea's current Shiller PE Ratio of 12.91 is 23% below median its 10-year median of 16.67. Over the past 10 years, this metric has ranged from a low of 10.91 to a high of 32.50. The Insurance industry median Shiller PE Ratio is 16.67. Mapfre Middlesea's value of 12.91 is 22.5% below this industry median. Based on the distribution chart, Mapfre Middlesea ranks #120 out of 368 companies in the Insurance industry, which is above the industry midpoint. Overall, Mapfre Middlesea has a GF Score™ of 26/100, reflecting its overall financial health beyond just this single metric.
How does Mapfre Middlesea's Shiller PE Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Mapfre Middlesea ranks #120 out of 368 companies for Shiller PE Ratio. This puts Mapfre Middlesea in the upper half of its industry. The industry median Shiller PE Ratio is 16.67. Mapfre Middlesea's value of 12.91 is 22.5% below this benchmark. Historically, Mapfre Middlesea's own Shiller PE Ratio has ranged from 10.91 to 32.50 over the past decade. While the company's 10-year median is 16.67 vs. the industry median of 16.67, Mapfre Middlesea has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.67, based on 368 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mapfre Middlesea's current Shiller PE Ratio of 12.91 is 22.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Mapfre Middlesea and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mapfre Middlesea's current Shiller PE Ratio is 12.91, which is 23% below median its own 10-year median of 16.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mapfre Middlesea stock overvalued right now?
Mapfre Middlesea (MAL:MMS) has a current Shiller PE Ratio of 12.91. The current Shiller PE Ratio is 12.91, which is 23% below median its 10-year median of 16.67 and 22.5% below the Insurance industry median of 16.67. Mapfre Middlesea's overall GF Score™ is 26/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Mapfre Middlesea (MAL:MMS), the current Shiller PE Ratio is 12.91 as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mapfre Middlesea Business Description

Address Middle Sea House, Floriana, MLT, FRN1442
Mapfre Middlesea PLC is an insurance company. The segments of the company are motor, Fire and other damage to property, Health, Other classes, and group life. The company provides services to individuals and businesses. The company generates the majority of its revenue from the Motor segment. The group operates only in Malta.
26GF Score

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Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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