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Shift4 PaymentsMEX:FOUR -1.31%72 3-Year Book Growth Rate is 5.90% as of Jun. 2026, which is 71% below its 10-year median of 20.00. GuruFocus rates MEX:FOUR with a GF Score™ of 72/100 and a GF Value™ of MXN1,955.16 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 2,488 Software companies, Shift4 Payments ranks better than 51.65% on this metric.
During the past 12 months, Shift4 Payments's average Book Value per Share Growth Rate was 124.20% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 5.90% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 5.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 8 years, the highest 3-Year average Book Value per Share Growth Rate of Shift4 Payments was 69.90% per year. The lowest was 4.40% per year. And the median was 20.00% per year.
Shift4 Payments (MEX:FOUR) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Shift4 Payments 3-Year Book Growth Rate Related Terms
MEX:FOUR vs WIX, APPN, CLBT: 3-Year Book Growth Rate Comparison
For the Software - Infrastructure subindustry, Shift4 Payments's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shift4 Payments 3-Year Book Growth Rate vs Software Industry
For the Software industry and Technology sector, Shift4 Payments's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Shift4 Payments's 3-Year Book Growth Rate falls into.
Shift4 Payments 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 5.90% mean?
Shift4 Payments (MEX:FOUR) has a 3-Year Book Growth Rate of 5.90% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Shift4 Payments and its competitors. This is 71% below median its historical median of 20.00. Over the past decade, Shift4 Payments' 3-Year Book Growth Rate has ranged from 4.40 to 69.90. According to the industry distribution chart, Shift4 Payments ranks #1203 out of 2488 companies in the Software industry, placing it in the top 48.4%.
Is Shift4 Payments' 3-Year Book Growth Rate too high?
Shift4 Payments' current 3-Year Book Growth Rate of 5.90% is 71% below median its 10-year median of 20.00. Over the past 10 years, this metric has ranged from a low of 4.40 to a high of 69.90. The Software industry median 3-Year Book Growth Rate is 5.40. Shift4 Payments' value of 5.90% is 9.3% above this industry median. Based on the distribution chart, Shift4 Payments ranks #1203 out of 2488 companies in the Software industry, which is above the industry midpoint. Overall, Shift4 Payments has a GF Score™ of 72/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Shift4 Payments' 3-Year Book Growth Rate compare to WIX and APPN?
According to the Software industry distribution chart, Shift4 Payments ranks #1203 out of 2488 companies for 3-Year Book Growth Rate. This puts Shift4 Payments in the upper half of its industry. The industry median 3-Year Book Growth Rate is 5.40. Shift4 Payments' value of 5.90% is 9.3% above this benchmark. Historically, Shift4 Payments' own 3-Year Book Growth Rate has ranged from 4.40 to 69.90 over the past decade. While the company's 10-year median is 20.00 vs. the industry median of 5.40, Shift4 Payments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Software company?
The median 3-Year Book Growth Rate among Software companies is 5.40, based on 2,488 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shift4 Payments's current 3-Year Book Growth Rate of 5.90% is 9.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Shift4 Payments and its competitors. For the Software industry, the median 3-Year Book Growth Rate is 5.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shift4 Payments's current 3-Year Book Growth Rate is 5.90%, which is 71% below median its own 10-year median of 20.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shift4 Payments stock overvalued right now?
Based on GuruFocus' analysis, Shift4 Payments (MEX:FOUR) is currently considered Possible Value Trap. The stock's GF Value™ is MXN1,955.16, compared to a current price of MXN705.00 — trading 63.9% below its estimated fair value. The current 3-Year Book Growth Rate is 5.90%, which is 71% below median its 10-year median of 20.00 and 9.3% above the Software industry median of 5.40. Shift4 Payments' overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Shift4 Payments (MEX:FOUR), the current 3-Year Book Growth Rate is 5.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shift4 Payments (MEX:FOUR) Overvalued in 2026?
Based on GuruFocus' analysis, Shift4 Payments stock appears to be undervalued.
The current stock price of MXN705.00 is trading 63.9% below its estimated GF Value™ of MXN1,955.16.
GuruFocus considers Shift4 Payments to be Possible Value Trap.
Key valuation signals for MEX:FOUR:
3-Year Book Growth Rate: 5.90% (71% below median its 10-year median of 20.00)
GF Value™: MXN1,955.16 vs. price of MXN705.00 (63.9% below fair value)
Industry Position: 9.3% above the Software median (#1203 of 2488)
No single metric tells the full story. See the MEX:FOUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shift4 Payments Inc is an independent provider of software and payment processing solutions in the U.S., expanding internationally. Its payments platform offers integrated products and services across in-store, online, mobile and tablet-based channels, including end-to-end payment processing, merchant acquiring services, a proprietary omni-channel gateway, eCommerce capabilities, and reporting tools. The company distributes its services through internal sales teams and partners, including independent software vendors (ISVs) and value-added resellers (VARs). Revenue is predominantly recurring, derived mainly from processing fees and subscription revenue from POS software, business intelligence tools and other technology solutions. The company derives maximum revenue from the United States.
72GF Score
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