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Shift4 PaymentsMEX:FOUR +8.86%71 PB Ratio is 2.28 as of Aug. 14, 2026, which is 74% below its 10-year median of 8.84. GuruFocus rates MEX:FOUR with a GF Score™ of 71/100 and a GF Value™ of MXN1,880.10 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 2,629 Software companies, Shift4 Payments ranks better than 53.14% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-14), Shift4 Payments's share price is MXN815.00. Shift4 Payments's Book Value per Share for the quarter that ended in Jun. 2026 was MXN357.56. Hence, Shift4 Payments's PB Ratio of today is 2.28.
The historical rank and industry rank for Shift4 Payments's PB Ratio or its related term are showing as below:
MEX:FOUR'
s PB Ratio Range Over the Past 10 Years
Min: 1.83 Med: 8.84 Max: 17.96
Current: 2.34
During the past 8 years, Shift4 Payments's highest PB Ratio was 17.96. The lowest was 1.83. And the median was 8.84.
MEX:FOUR's PB Ratio is ranked better than 53.14% of 2629
companies
in the Software industry
Industry Median: 2.49
vs MEX:FOUR: 2.34
During the past 12 months, Shift4 Payments's average Book Value Per Share Growth Rate was 124.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.80% per year.
During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of Shift4 Payments was 69.90% per year. The lowest was 4.40% per year. And the median was 20.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Shift4 Payments PB Ratio Related Terms
Shift4 Payments PB Ratio Historical Data
* Premium members only.
The historical data trend for Shift4 Payments's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Shift4 Payments's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shift4 Payments PB Ratio vs Software Industry
For the Software industry and Technology sector, Shift4 Payments's PB Ratio distribution charts can be found below:
* The bar in red indicates where Shift4 Payments's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Shift4 Payments's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Shift4 Payments (MEX:FOUR) has a PB Ratio of 2.28 as of Aug. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Shift4 Payments and its competitors. This is 74% below median its historical median of 8.84. Over the past decade, Shift4 Payments' PB Ratio has ranged from 1.83 to 17.96. According to the industry distribution chart, Shift4 Payments ranks #1232 out of 2629 companies in the Software industry, placing it in the top 46.9%.
Is Shift4 Payments' PB Ratio too high?
Shift4 Payments' current PB Ratio of 2.28 is 74% below median its 10-year median of 8.84. Over the past 10 years, this metric has ranged from a low of 1.83 to a high of 17.96. The Software industry median PB Ratio is 2.49. Shift4 Payments' value of 2.28 is 8.4% below this industry median. Based on the distribution chart, Shift4 Payments ranks #1232 out of 2629 companies in the Software industry, which is above the industry midpoint. Overall, Shift4 Payments has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Shift4 Payments' PB Ratio compare to BOX and BLSH?
According to the Software industry distribution chart, Shift4 Payments ranks #1232 out of 2629 companies for PB Ratio. This puts Shift4 Payments in the upper half of its industry. The industry median PB Ratio is 2.49. Shift4 Payments' value of 2.28 is 8.4% below this benchmark. Historically, Shift4 Payments' own PB Ratio has ranged from 1.83 to 17.96 over the past decade. While the company's 10-year median is 8.84 vs. the industry median of 2.49, Shift4 Payments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.49, based on 2,629 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shift4 Payments's current PB Ratio of 2.28 is 8.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Shift4 Payments and its competitors. For the Software industry, the median PB Ratio is 2.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shift4 Payments's current PB Ratio is 2.28, which is 74% below median its own 10-year median of 8.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shift4 Payments stock overvalued right now?
Based on GuruFocus' analysis, Shift4 Payments (MEX:FOUR) is currently considered Possible Value Trap. The stock's GF Value™ is MXN1,880.10, compared to a current price of MXN815.00 — trading 56.7% below its estimated fair value. The current PB Ratio is 2.28, which is 74% below median its 10-year median of 8.84 and 8.4% below the Software industry median of 2.49. Shift4 Payments' overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Shift4 Payments (MEX:FOUR), the current PB Ratio is 2.28 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shift4 Payments (MEX:FOUR) Overvalued in 2026?
Based on GuruFocus' analysis, Shift4 Payments stock appears to be undervalued.
The current stock price of MXN815.00 is trading 56.7% below its estimated GF Value™ of MXN1,880.10.
GuruFocus considers Shift4 Payments to be Possible Value Trap.
Key valuation signals for MEX:FOUR:
PB Ratio: 2.28 (74% below median its 10-year median of 8.84)
GF Value™: MXN1,880.10 vs. price of MXN815.00 (56.7% below fair value)
Industry Position: 8.4% below the Software median (#1232 of 2629)
No single metric tells the full story. See the MEX:FOUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shift4 Payments Inc is an independent provider of software and payment processing solutions in the U.S., expanding internationally. Its payments platform offers integrated products and services across in-store, online, mobile and tablet-based channels, including end-to-end payment processing, merchant acquiring services, a proprietary omni-channel gateway, eCommerce capabilities, and reporting tools. The company distributes its services through internal sales teams and partners, including independent software vendors (ISVs) and value-added resellers (VARs). Revenue is predominantly recurring, derived mainly from processing fees and subscription revenue from POS software, business intelligence tools and other technology solutions. The company derives maximum revenue from the United States.
71GF Score
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