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Shift4 PaymentsMEX:FOUR +8.86%71 Current Ratio is 1.21 as of Jun. 2026, which is 61% below its 10-year median of 3.11. GuruFocus rates MEX:FOUR with a GF Score™ of 71/100 and a GF Value™ of MXN1,880.10 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 2,875 Software companies, Shift4 Payments ranks worse than 70.89% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Shift4 Payments's current ratio for the quarter that ended in Jun. 2026 was 1.21.
Shift4 Payments has a current ratio of 1.21. It generally indicates good short-term financial strength.
The historical rank and industry rank for Shift4 Payments's Current Ratio or its related term are showing as below:
MEX:FOUR'
s Current Ratio Range Over the Past 10 Years
Min: 0.72 Med: 3.11 Max: 10.4
Current: 1.21
During the past 8 years, Shift4 Payments's highest Current Ratio was 10.40. The lowest was 0.72. And the median was 3.11.
MEX:FOUR's Current Ratio is ranked worse than 70.89% of 2875
companies
in the Software industry
Industry Median: 1.8
vs MEX:FOUR: 1.21
Shift4 Payments (MEX:FOUR) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Shift4 Payments Current Ratio Related Terms
Shift4 Payments Current Ratio Historical Data
* Premium members only.
The historical data trend for Shift4 Payments's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:FOUR vs BOX, BLSH, PAY: Current Ratio Comparison
For the Software - Infrastructure subindustry, Shift4 Payments's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shift4 Payments Current Ratio vs Software Industry
For the Software industry and Technology sector, Shift4 Payments's Current Ratio distribution charts can be found below:
* The bar in red indicates where Shift4 Payments's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shift4 Payments (MEX:FOUR) has a Current Ratio of 1.21 as of Jun. 2026. This is 61% below median its historical median of 3.11. Over the past decade, Shift4 Payments' Current Ratio has ranged from 0.72 to 10.40. According to the industry distribution chart, Shift4 Payments ranks #2038 out of 2875 companies in the Software industry, placing it in the top 70.9%.
Is Shift4 Payments' Current Ratio too high?
Shift4 Payments' current Current Ratio of 1.21 is 61% below median its 10-year median of 3.11. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 10.40. The Software industry median Current Ratio is 1.80. Shift4 Payments' value of 1.21 is 32.8% below this industry median. Based on the distribution chart, Shift4 Payments ranks #2038 out of 2875 companies in the Software industry, which is below the industry midpoint. Overall, Shift4 Payments has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Shift4 Payments' Current Ratio compare to BOX and BLSH?
According to the Software industry distribution chart, Shift4 Payments ranks #2038 out of 2875 companies for Current Ratio. This places Shift4 Payments in the lower half of its industry. The industry median Current Ratio is 1.80. Shift4 Payments' value of 1.21 is 32.8% below this benchmark. Historically, Shift4 Payments' own Current Ratio has ranged from 0.72 to 10.40 over the past decade. While the company's 10-year median is 3.11 vs. the industry median of 1.80, Shift4 Payments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.80, based on 2,875 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shift4 Payments's current Current Ratio of 1.21 is 32.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shift4 Payments's current Current Ratio is 1.21, which is 61% below median its own 10-year median of 3.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shift4 Payments stock overvalued right now?
Based on GuruFocus' analysis, Shift4 Payments (MEX:FOUR) is currently considered Possible Value Trap. The stock's GF Value™ is MXN1,880.10, compared to a current price of MXN815.00 — trading 56.7% below its estimated fair value. The current Current Ratio is 1.21, which is 61% below median its 10-year median of 3.11 and 32.8% below the Software industry median of 1.80. Shift4 Payments' overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Shift4 Payments (MEX:FOUR), the current Current Ratio is 1.21 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shift4 Payments (MEX:FOUR) Overvalued in 2026?
Based on GuruFocus' analysis, Shift4 Payments stock appears to be undervalued.
The current stock price of MXN815.00 is trading 56.7% below its estimated GF Value™ of MXN1,880.10.
GuruFocus considers Shift4 Payments to be Possible Value Trap.
Key valuation signals for MEX:FOUR:
Current Ratio: 1.21 (61% below median its 10-year median of 3.11)
GF Value™: MXN1,880.10 vs. price of MXN815.00 (56.7% below fair value)
Industry Position: 32.8% below the Software median (#2038 of 2875)
No single metric tells the full story. See the MEX:FOUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shift4 Payments Inc is an independent provider of software and payment processing solutions in the U.S., expanding internationally. Its payments platform offers integrated products and services across in-store, online, mobile and tablet-based channels, including end-to-end payment processing, merchant acquiring services, a proprietary omni-channel gateway, eCommerce capabilities, and reporting tools. The company distributes its services through internal sales teams and partners, including independent software vendors (ISVs) and value-added resellers (VARs). Revenue is predominantly recurring, derived mainly from processing fees and subscription revenue from POS software, business intelligence tools and other technology solutions. The company derives maximum revenue from the United States.
71GF Score
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