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Shift4 PaymentsMEX:FOUR +8.86%71 Debt-to-Equity is 2.82 as of Jun. 2026, which is 16% below its 10-year median of 3.37. GuruFocus rates MEX:FOUR with a GF Score™ of 71/100 and a GF Value™ of MXN1,880.10 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 2,244 Software companies, Shift4 Payments ranks worse than 96.17% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Shift4 Payments's Debt-to-Equity or its related term are showing as below:
MEX:FOUR'
s Debt-to-Equity Range Over the Past 10 Years
Min: -20.02 Med: 3.37 Max: 13.37
Current: 2.82
During the past 8 years, the highest Debt-to-Equity Ratio of Shift4 Payments was 13.37. The lowest was -20.02. And the median was 3.37.
MEX:FOUR's Debt-to-Equity is ranked worse than 96.17% of 2244
companies
in the Software industry
Industry Median: 0.19
vs MEX:FOUR: 2.82
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Shift4 Payments Debt-to-Equity Related Terms
Shift4 Payments Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Shift4 Payments's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:FOUR vs BOX, BLSH, PAY: Debt-to-Equity Comparison
For the Software - Infrastructure subindustry, Shift4 Payments's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shift4 Payments Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Shift4 Payments's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Shift4 Payments's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shift4 Payments (MEX:FOUR) has a Debt-to-Equity of 2.82 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Shift4 Payments and its competitors. This is 16% below median its historical median of 3.37. According to the industry distribution chart, Shift4 Payments ranks #2158 out of 2244 companies in the Software industry, placing it in the top 96.2%.
Is Shift4 Payments' Debt-to-Equity too high?
Shift4 Payments' current Debt-to-Equity of 2.82 is 16% below median its 10-year median of 3.37. The Software industry median Debt-to-Equity is 0.19. Shift4 Payments' value of 2.82 is 1384.2% above this industry median. Based on the distribution chart, Shift4 Payments ranks #2158 out of 2244 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Shift4 Payments has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Shift4 Payments' Debt-to-Equity compare to BOX and BLSH?
According to the Software industry distribution chart, Shift4 Payments ranks #2158 out of 2244 companies for Debt-to-Equity. This places Shift4 Payments in the lower half of its industry. The industry median Debt-to-Equity is 0.19. Shift4 Payments' value of 2.82 is 1384.2% above this benchmark. While the company's 10-year median is 3.37 vs. the industry median of 0.19, Shift4 Payments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,244 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shift4 Payments's current Debt-to-Equity of 2.82 is 1384.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Shift4 Payments and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shift4 Payments's current Debt-to-Equity is 2.82, which is 16% below median its own 10-year median of 3.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shift4 Payments stock overvalued right now?
Based on GuruFocus' analysis, Shift4 Payments (MEX:FOUR) is currently considered Possible Value Trap. The stock's GF Value™ is MXN1,880.10, compared to a current price of MXN815.00 — trading 56.7% below its estimated fair value. The current Debt-to-Equity is 2.82, which is 16% below median its 10-year median of 3.37 and 1384.2% above the Software industry median of 0.19. Shift4 Payments' overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Shift4 Payments (MEX:FOUR), the current Debt-to-Equity is 2.82 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shift4 Payments (MEX:FOUR) Overvalued in 2026?
Based on GuruFocus' analysis, Shift4 Payments stock appears to be undervalued.
The current stock price of MXN815.00 is trading 56.7% below its estimated GF Value™ of MXN1,880.10.
GuruFocus considers Shift4 Payments to be Possible Value Trap.
Key valuation signals for MEX:FOUR:
Debt-to-Equity: 2.82 (16% below median its 10-year median of 3.37)
GF Value™: MXN1,880.10 vs. price of MXN815.00 (56.7% below fair value)
Industry Position: 1384.2% above the Software median (#2158 of 2244)
No single metric tells the full story. See the MEX:FOUR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shift4 Payments Inc is an independent provider of software and payment processing solutions in the U.S., expanding internationally. Its payments platform offers integrated products and services across in-store, online, mobile and tablet-based channels, including end-to-end payment processing, merchant acquiring services, a proprietary omni-channel gateway, eCommerce capabilities, and reporting tools. The company distributes its services through internal sales teams and partners, including independent software vendors (ISVs) and value-added resellers (VARs). Revenue is predominantly recurring, derived mainly from processing fees and subscription revenue from POS software, business intelligence tools and other technology solutions. The company derives maximum revenue from the United States.
71GF Score
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