Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
LHV Group AS's book value per share for the quarter that ended in Jun. 2026 was €2.30.
During the past 12 months, LHV Group AS's average Book Value Per Share Growth Rate was 6.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 21.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 24.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 23.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of LHV Group AS was 50.10% per year. The lowest was 20.60% per year. And the median was 24.10% per year.
LHV Group AS's current price is €3.4242. Its book value per share for the quarter that ended in Jun. 2026 was €2.30. Hence, today's PB Ratio of LHV Group AS is 1.49.
During the past 13 years, the highest P/B Ratio of LHV Group AS was 5.48. The lowest was 1.35. And the median was 2.06.
Good Sign:
LHV Group AS stock PB Ratio (=1.46) is close to 10-year low of 1.35.
LHV Group AS (LTS:0RIR) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
LHV Group AS Book Value per Share Related Terms
LHV Group AS Book Value per Share Historical Data
* Premium members only.
The historical data trend for LHV Group AS's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0RIR vs PNC, USB: Book Value per Share Comparison
For the Banks - Regional subindustry, LHV Group AS's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LHV Group AS PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, LHV Group AS's PB Ratio distribution charts can be found below:
* The bar in red indicates where LHV Group AS's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LHV Group AS (LTS:0RIR) has a Book Value per Share of €2.30 as of Jun. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on LHV Group AS and its competitors.
Is LHV Group AS's Book Value per Share too high?
LHV Group AS's current Book Value per Share is €2.30. Overall, LHV Group AS has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does LHV Group AS's Book Value per Share compare to PNC and USB?
LHV Group AS's Book Value per Share of €2.30 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on LHV Group AS and its competitors. LHV Group AS's current Book Value per Share is €2.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LHV Group AS stock overvalued right now?
LHV Group AS (LTS:0RIR) has a current Book Value per Share of €2.30. The stock's GF Value™ is €3.43, compared to a current price of €3.42 — trading 0.2% below its estimated fair value. The current Book Value per Share is €2.30. LHV Group AS's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For LHV Group AS (LTS:0RIR), the current Book Value per Share is €2.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LHV Group AS (LTS:0RIR) Overvalued in 2026?
Based on GuruFocus' analysis, LHV Group AS stock appears to be undervalued.
The current stock price of €3.42 is trading 0.2% below its estimated GF Value™ of €3.43.
Key valuation signals for LTS:0RIR:
Book Value per Share: €2.30
GF Value™: €3.43 vs. price of €3.42 (0.2% below fair value)
No single metric tells the full story. See the LTS:0RIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LHV Group AS operates as a holding company. The Group provides a wide range of financial services, including banking, investment and asset management, insurance, and other financial services in Estonia and the United Kingdom. It operates through its subsidiaries: LHV Pank, LHV Bank, LHV Varahaldus, LHV Kindlustus, and Other. The LHV Pank segment, contributes the maximum share of the Group's revenue, includes retail and corporate banking services in Estonia, offering loans, payment solution, investment, and savings products. LHV Bank offers banking services to financial intermediaries and fintech companies, SME lending, and retail banking in the United Kingdom. LHV Varahaldus is engaged in pension fund and asset management. LHV Kindlustus offers a range of non-life insurance products.
80GF Score
Get the complete analysis for LTS:0RIR
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0RIR has been successfully added to your 
