LHV Group AS (LTS:0RIR) Valuation Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0RIR LHV Group AS LTS:0RIR
80 GF Score
Price €3.42
GF Value €3.43
! 4 Warning Signs
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What is LHV Group AS Valuation Rank?

The Valuation Rank measures the current valuation of a business relative to other companies in the same industry and its own historical valuation. The companies are split in equal numbers and then ranked from 1 to 10, with 10 as the most undervalued and 1 as the most overvalued.

  1. Three factors:
    • Absolute valuation (medpsvalue) relative to current stock price, rank among all companies
    • Historical valuation over the past 10 years. Rank pe, ps, pocf, ev2ebit over their own historical values
    • Industry relative valuation
  2. Companies without enough data is not ranked
  3. Companies with negative earnings are ranked lower

These three factors are used to calculate the value score for every eligible company, with values from 1 to 10. The final ranked companies are split in equal numbers and ranked from 1 to 10, with 10 as the most undervalued, and 1 as the most overvalued. The numbers of companies in each rank are the same.

LHV Group AS Valuation Rank Related Terms

LTS:0RIR
80GF Score
LHV Group AS LTS:0RIR
Valuation Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is LHV Group AS (LTS:0RIR) Overvalued in 2026?

Based on GuruFocus' analysis, LHV Group AS stock appears to be undervalued. The current stock price of €3.42 is trading 0.2% below its estimated GF Value™ of €3.43.

Key valuation signals for LTS:0RIR:

  • Valuation Rank:
  • GF Value™: €3.43 vs. price of €3.42 (0.2% below fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the LTS:0RIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

LHV Group AS Business Description

Other Exchanges LHV1T:EstoniaASU0:Germany
Address Tartu mnt 2, Tallinn, EST, 10145
LHV Group AS operates as a holding company. The Group provides a wide range of financial services, including banking, investment and asset management, insurance, and other financial services in Estonia and the United Kingdom. It operates through its subsidiaries: LHV Pank, LHV Bank, LHV Varahaldus, LHV Kindlustus, and Other. The LHV Pank segment, contributes the maximum share of the Group's revenue, includes retail and corporate banking services in Estonia, offering loans, payment solution, investment, and savings products. LHV Bank offers banking services to financial intermediaries and fintech companies, SME lending, and retail banking in the United Kingdom. LHV Varahaldus is engaged in pension fund and asset management. LHV Kindlustus offers a range of non-life insurance products.
80GF Score

Get the complete analysis for LTS:0RIR

Valuation Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.42
Price
€3.43
GF Value