Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Toho Bank's book value per share for the quarter that ended in Mar. 2026 was 円871.38.
During the past 12 months, Toho Bank's average Book Value Per Share Growth Rate was 10.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 4.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 2.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 0.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Toho Bank was 8.50% per year. The lowest was -1.60% per year. And the median was 1.10% per year.
Toho Bank's current price is 円942.00. Its book value per share for the quarter that ended in Mar. 2026 was 円871.38. Hence, today's PB Ratio of Toho Bank is 1.08.
During the past 13 years, the highest P/B Ratio of Toho Bank was 1.06. The lowest was 0.23. And the median was 0.37.
Warning Sign:
Toho Bank Ltd stock PB Ratio (=0.97) is close to 10-year high of 1.04.
Toho Bank (TSE:8346) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Toho Bank Book Value per Share Related Terms
Toho Bank Book Value per Share Historical Data
* Premium members only.
The historical data trend for Toho Bank's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Toho Bank Book Value per Share Competitor Comparison
For the Banks - Regional subindustry, Toho Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Toho Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Toho Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Toho Bank's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Toho Bank (TSE:8346) has a Book Value per Share of 円871.38 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Toho Bank and its competitors.
Is Toho Bank's Book Value per Share too high?
Toho Bank's current Book Value per Share is 円871.38. Overall, Toho Bank has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Toho Bank's Book Value per Share compare to competitors?
Toho Bank's Book Value per Share of 円871.38 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Toho Bank and its competitors. Toho Bank's current Book Value per Share is 円871.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Toho Bank stock overvalued right now?
Based on GuruFocus' analysis, Toho Bank (TSE:8346) is currently considered Significantly Overvalued. The stock's GF Value™ is 円422.02, compared to a current price of 円942.00 — trading 123.2% above its estimated fair value. The current Book Value per Share is 円871.38. Toho Bank's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Toho Bank (TSE:8346), the current Book Value per Share is 円871.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Toho Bank (TSE:8346) Overvalued in 2026?
Based on GuruFocus' analysis, Toho Bank stock appears to be overvalued.
The current stock price of 円942.00 is trading 123.2% above its estimated GF Value™ of 円422.02.
GuruFocus considers Toho Bank to be Significantly Overvalued.
Key valuation signals for TSE:8346:
Book Value per Share: 円871.38
GF Value™: 円422.02 vs. price of 円942.00 (123.2% above fair value)
No single metric tells the full story. See the TSE:8346 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Toho Bank Ltd is a Japanese regional commercial bank group operating in the Fukushima prefecture of the island nation. The group consists of a bank and seven subsidiaries, which provide banking, leasing, credit card, and credit guaranteeing services. The banking business consists of money transfer, lending, foreign exchange services, and associate businesses. Most of the group's earnings assets are in loans and bill discounted, followed by securities. Net interest income and fees and commissions income generate most of the group's income.
48GF Score
Get the complete analysis for TSE:8346
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:8346 has been successfully added to your 
