Toho Bank (TSE:8346) Enterprise Value: 円-498,775 Mil (As of Jul. 04, 2026) ***


TSE:8346 Toho Bank Ltd TSE:8346
47 GF Score
Price 円818.00
GF Value 円418.42
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Toho Bank Enterprise Value?

Toho Bank TSE:8346 +2.25% 47 Enterprise Value is 円-498,775 Mil as of Jul. 04, 2026. GuruFocus rates TSE:8346 with a GF Score™ of 47/100 and a GF Value™ of 円418.42 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Toho Bank's Enterprise Value is 円-498,775 Mil. Toho Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was 円69,439 Mil. Therefore, Toho Bank's EV-to-Revenue ratio for today is -7.18.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Toho Bank's Enterprise Value is 円-498,775 Mil. Toho Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was 円0 Mil. Therefore, Toho Bank's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Toho Bank's Enterprise Value is 円-498,775 Mil. Toho Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was 円0 Mil. Therefore, Toho Bank's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Toho Bank  (TSE:8346) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Toho Bank's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=-498775.120/69439
=-7.18

Toho Bank's current Enterprise Value is 円-498,775 Mil.
Toho Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円69,439 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Toho Bank's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-498775.120/0
=

Toho Bank's current Enterprise Value is 円-498,775 Mil.
Toho Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円0 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Toho Bank's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-498775.120/0
=

Toho Bank's current Enterprise Value is 円-498,775 Mil.
Toho Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Toho Bank Enterprise Value Related Terms


Toho Bank Enterprise Value Historical Data

* Premium members only.

The historical data trend for Toho Bank's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Toho Bank Enterprise Value Chart

Toho Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2,055,586.32 -1,749,059.63 -1,505,555.70 -924,532.02 -541,756.00

Toho Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -924,532.02 -911,165.65 -700,037.08 -593,993.13 -541,756.00

Toho Bank Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, Toho Bank's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Toho Bank Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Toho Bank's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Toho Bank's Enterprise Value falls into.


TSE:8346
47GF Score
Toho Bank Ltd TSE:8346
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Toho Bank Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Toho Bank's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

Toho Bank's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of 円-498,775 Mil mean?
Toho Bank (TSE:8346) has a Enterprise Value of 円-498,775 Mil as of Jul. 04, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Toho Bank and its competitors.
Is Toho Bank's Enterprise Value too high?
Toho Bank's current Enterprise Value is 円-498,775 Mil. Overall, Toho Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Toho Bank's Enterprise Value compare to competitors?
Toho Bank's Enterprise Value of 円-498,775 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Toho Bank and its competitors. Toho Bank's current Enterprise Value is 円-498,775 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Toho Bank stock overvalued right now?
Based on GuruFocus' analysis, Toho Bank (TSE:8346) is currently considered Significantly Overvalued. The stock's GF Value™ is 円418.42, compared to a current price of 円818.00 — trading 95.5% above its estimated fair value. The current Enterprise Value is 円-498,775 Mil. Toho Bank's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Toho Bank (TSE:8346), the current Enterprise Value is 円-498,775 Mil as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Toho Bank (TSE:8346) Overvalued in 2026?

Based on GuruFocus' analysis, Toho Bank stock appears to be overvalued. The current stock price of 円818.00 is trading 95.5% above its estimated GF Value™ of 円418.42. GuruFocus considers Toho Bank to be Significantly Overvalued.

Key valuation signals for TSE:8346:

  • Enterprise Value: 円-498,775 Mil
  • GF Value™: 円418.42 vs. price of 円818.00 (95.5% above fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the TSE:8346 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Toho Bank Business Description

Address 3-25, Ohmachi, Fukushima, JPN, 960-8633
Toho Bank Ltd is a Japanese regional commercial bank group operating in the Fukushima prefecture of the island nation. The group consists of a bank and seven subsidiaries, which provide banking, leasing, credit card, and credit guaranteeing services. The banking business consists of money transfer, lending, foreign exchange services, and associate businesses. Most of the group's earnings assets are in loans and bill discounted, followed by securities. Net interest income and fees and commissions income generate most of the group's income.
47GF Score

Get the complete analysis for TSE:8346

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円818.00
Price
円418.42
GF Value