Toho Bank (TSE:8346) ROC %: % (As of Mar. 2026)


TSE:8346 Toho Bank Ltd TSE:8346
48 GF Score
Price 円774.00
GF Value 円417.55
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Toho Bank ROC %?

Toho Bank TSE:8346 +1.18% 48 ROC % is % as of Mar. 2026. GuruFocus rates TSE:8346 with a GF Score™ of 48/100 and a GF Value™ of 円417.55 (Significantly Overvalued). The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

TSE:8346
48GF Score
Toho Bank Ltd TSE:8346
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Toho Bank (TSE:8346) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Toho Bank and its competitors.
Is Toho Bank's ROC % too high?
Toho Bank's current ROC % is %. Overall, Toho Bank has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Toho Bank's ROC % compare to competitors?
Toho Bank's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Toho Bank and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Toho Bank's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Toho Bank stock overvalued right now?
Based on GuruFocus' analysis, Toho Bank (TSE:8346) is currently considered Significantly Overvalued. The stock's GF Value™ is 円417.55, compared to a current price of 円774.00 — trading 85.4% above its estimated fair value. The current ROC % is %. Toho Bank's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Toho Bank (TSE:8346), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Toho Bank (TSE:8346) Overvalued in 2026?

Based on GuruFocus' analysis, Toho Bank stock appears to be overvalued. The current stock price of 円774.00 is trading 85.4% above its estimated GF Value™ of 円417.55. GuruFocus considers Toho Bank to be Significantly Overvalued.

Key valuation signals for TSE:8346:

  • ROC %: %
  • GF Value™: 円417.55 vs. price of 円774.00 (85.4% above fair value)
  • GF Score™: 48/100 with 6 warning signs

No single metric tells the full story. See the TSE:8346 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Toho Bank Business Description

Address 3-25, Ohmachi, Fukushima, JPN, 960-8633
Toho Bank Ltd is a Japanese regional commercial bank group operating in the Fukushima prefecture of the island nation. The group consists of a bank and seven subsidiaries, which provide banking, leasing, credit card, and credit guaranteeing services. The banking business consists of money transfer, lending, foreign exchange services, and associate businesses. Most of the group's earnings assets are in loans and bill discounted, followed by securities. Net interest income and fees and commissions income generate most of the group's income.
48GF Score

Get the complete analysis for TSE:8346

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円774.00
Price
円417.55
GF Value