FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Toho Bank's Free Cash Flow for the
three
months ended in Mar. 2026 was 円0 Mil. Toho Bank's Revenue for the
three
months ended in Mar. 2026 was 円17,898 Mil. Therefore, Toho Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.
The historical rank and industry rank for Toho Bank's FCF Margin % or its related term are showing as below:
TSE:8346'
s FCF Margin % Range Over the Past 10 Years
Min: -1451.58 Med: -200.17 Max: 1620.22
Current: -135.42
During the past 13 years, the highest FCF Margin % of Toho Bank was 1620.22%. The lowest was -1451.58%. And the median was -200.17%.
TSE:8346's FCF Margin % is ranked worse than 94.35% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs TSE:8346: -135.42
Toho Bank FCF Margin % Related Terms
Toho Bank FCF Margin % Historical Data
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The historical data trend for Toho Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Toho Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Toho Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Toho Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Toho Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Toho Bank (TSE:8346) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Toho Bank and its competitors. According to the industry distribution chart, Toho Bank ranks #1420 out of 1505 companies in the Banks industry, placing it in the top 94.4%.
Is Toho Bank's FCF Margin % too high?
Toho Bank's current FCF Margin % is 0.00%. Based on the distribution chart, Toho Bank ranks #1420 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Toho Bank has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Toho Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Toho Bank ranks #1420 out of 1505 companies for FCF Margin %. This places Toho Bank in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Toho Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Toho Bank's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Toho Bank stock overvalued right now?
Based on GuruFocus' analysis, Toho Bank (TSE:8346) is currently considered Significantly Overvalued. The stock's GF Value™ is 円417.55, compared to a current price of 円774.00 — trading 85.4% above its estimated fair value. The current FCF Margin % is 0.00%. Toho Bank's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Toho Bank (TSE:8346), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Toho Bank (TSE:8346) Overvalued in 2026?
Based on GuruFocus' analysis, Toho Bank stock appears to be overvalued.
The current stock price of 円774.00 is trading 85.4% above its estimated GF Value™ of 円417.55.
GuruFocus considers Toho Bank to be Significantly Overvalued.
Key valuation signals for TSE:8346:
FCF Margin %: 0.00%
GF Value™: 円417.55 vs. price of 円774.00 (85.4% above fair value)
No single metric tells the full story. See the TSE:8346 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Toho Bank Ltd is a Japanese regional commercial bank group operating in the Fukushima prefecture of the island nation. The group consists of a bank and seven subsidiaries, which provide banking, leasing, credit card, and credit guaranteeing services. The banking business consists of money transfer, lending, foreign exchange services, and associate businesses. Most of the group's earnings assets are in loans and bill discounted, followed by securities. Net interest income and fees and commissions income generate most of the group's income.
48GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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