ALRS (Alerus Financial) Tariff Resilience Score: 8/10 (As of Jul. 16, 2026)

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ALRS Alerus Financial Corp ALRS
54 GF Score
Price $32.59
GF Value $21.46
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Alerus Financial Tariff Resilience Score?

Alerus Financial ALRS +2.90% 54 Tariff Resilience Score is 8 as of Jul. 16, 2026. GuruFocus rates ALRS with a GF Score™ of 54/100 and a GF Value™ of $21.46 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,606 Banks companies, Alerus Financial ranks better than 78.7% on this metric.

Alerus Financial has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Alerus Financial has Alerus Financial Corp, as a financial services provider, has minimal exposure to international trade tariffs. Its operations are primarily domestic, insulating it from global trade disruptions.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Alerus Financial might have Highly Resilient.

Alerus Financial  (NAS:ALRS) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Alerus Financial Tariff Resilience Score Related Terms

ALRS vs SHBI, FISI, HBIA: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Alerus Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Alerus Financial Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Alerus Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Alerus Financial's Tariff Resilience Score falls into.


ALRS
54GF Score
Alerus Financial Corp ALRS
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Alerus Financial (ALRS) has a Tariff Resilience Score of 8 as of Jul. 16, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Alerus Financial ranks #342 out of 1606 companies in the Banks industry, placing it in the top 21.3%.
Is Alerus Financial's Tariff Resilience Score too high?
Alerus Financial's current Tariff Resilience Score is 8. Based on the distribution chart, Alerus Financial ranks #342 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Alerus Financial has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alerus Financial's Tariff Resilience Score compare to SHBI and FISI?
According to the Banks industry distribution chart, Alerus Financial ranks #342 out of 1606 companies for Tariff Resilience Score. This places Alerus Financial in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Alerus Financial's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alerus Financial stock overvalued right now?
Based on GuruFocus' analysis, Alerus Financial (ALRS) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.46, compared to a current price of $32.59 — trading 51.9% above its estimated fair value. The current Tariff Resilience Score is 8. Alerus Financial's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Alerus Financial (ALRS), the current Tariff Resilience Score is 8 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alerus Financial (ALRS) Overvalued in 2026?

Based on GuruFocus' analysis, Alerus Financial stock appears to be overvalued. The current stock price of $32.59 is trading 51.9% above its estimated GF Value™ of $21.46. GuruFocus considers Alerus Financial to be Significantly Overvalued.

Key valuation signals for ALRS:

  • Tariff Resilience Score: 8
  • GF Value™: $21.46 vs. price of $32.59 (51.9% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the ALRS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alerus Financial Business Description

Other Exchanges 5QD:Germany
Address 401 Demers Avenue, Grand Forks, ND, USA, 58201
Alerus Financial Corp is a financial holding company registered in the United States. The company operates in four segments: Banking, Retirement & Benefit Services, Wealth Management, and others. The company provides various banking services such as checking, debit cards, savings, current deposits, loans and advances, online banking, mobile banking, private banking, payment solutions, and other business products. Additionally, the company provides mortgage loans, retirement planning solutions, individual retirement accounts, retirement plan advisory services and wealth management services, including retirement plans, and fiduciary services. The company's revenue mainly consists of interest income, commission, management fees, and other income.
54GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.59
Price
$21.46
GF Value