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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Intercorp Financial Services's quarterly Gross Loan
increased
from Dec. 2025 ($14,802 Mil) to Mar. 2026 ($15,213 Mil) and
increased
from Mar. 2026 ($15,213 Mil) to Jun. 2026 ($15,629 Mil).
Intercorp Financial Services's annual Gross Loan
increased
from Dec. 2023 ($13,884 Mil) to Dec. 2024 ($14,501 Mil) and
increased
from Dec. 2024 ($14,501 Mil) to Dec. 2025 ($14,802 Mil).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.
Intercorp Financial Services (IFS) has a Gross Loan of $15,629 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Intercorp Financial Services and its competitors.
Is Intercorp Financial Services' Gross Loan too high?
Intercorp Financial Services' current Gross Loan is $15,629 Mil. Overall, Intercorp Financial Services has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intercorp Financial Services' Gross Loan compare to PNC and USB?
Intercorp Financial Services' Gross Loan of $15,629 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Intercorp Financial Services and its competitors. Intercorp Financial Services's current Gross Loan is $15,629 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intercorp Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Intercorp Financial Services (IFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $34.76, compared to a current price of $54.05 — trading 55.5% above its estimated fair value. The current Gross Loan is $15,629 Mil. Intercorp Financial Services' overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Intercorp Financial Services (IFS), the current Gross Loan is $15,629 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intercorp Financial Services (IFS) Overvalued in 2026?
Based on GuruFocus' analysis, Intercorp Financial Services stock appears to be overvalued.
The current stock price of $54.05 is trading 55.5% above its estimated GF Value™ of $34.76.
GuruFocus considers Intercorp Financial Services to be Significantly Overvalued.
Key valuation signals for IFS:
Gross Loan: $15,629 Mil
GF Value™: $34.76 vs. price of $54.05 (55.5% above fair value)
No single metric tells the full story. See the IFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intercorp Financial Services Inc is a provider of banking, insurance, wealth management services, and payments for retail customers and commercial clients in Peru. Its purpose is centered around building financial well-being together. The company has three operating business segments: Banking, mainly loans, credit facilities, deposits, and current accounts; Insurance provides life annuity products with single-premium payment and conventional life insurance products, as well as other retail insurance products; and Wealth management provides brokerage and investment management services. Inteligo serves mainly Peruvian citizens.
67GF Score
Get the complete analysis for IFS
Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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