IFS (Intercorp Financial Services) Pre-Tax Income: $789 Mil (TTM As of Jun. 2026)

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IFS Intercorp Financial Services Inc IFS
67 GF Score
Price $54.73
GF Value $34.37
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Intercorp Financial Services Pre-Tax Income?

Intercorp Financial Services IFS +0.11% 67 Pre-Tax Income is $789 Mil as of Jun. 2026. GuruFocus rates IFS with a GF Score™ of 67/100 and a GF Value™ of $34.37 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Intercorp Financial Services's pretax income for the three months ended in Jun. 2026 was $207 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $789 Mil. Intercorp Financial Services's pretax margin was 36.98%.

During the past 13 years, Intercorp Financial Services's highest Pretax Margin was 45.06%. The lowest was 7.19%. And the median was 34.21%.


Intercorp Financial Services  (NYSE:IFS) Pre-Tax Income Explanation

Intercorp Financial Services's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=207.414/560.845
=36.98%

During the past 13 years, Intercorp Financial Services's highest Pretax Margin was 45.06%. The lowest was 7.19%. And the median was 34.21%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Intercorp Financial Services Pre-Tax Income Related Terms


Intercorp Financial Services Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Intercorp Financial Services's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intercorp Financial Services Pre-Tax Income Chart

Intercorp Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 712.17 645.02 400.94 490.13 725.22

Intercorp Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 207.23 169.26 182.05 230.76 207.41

IFS vs USB, PNC: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Intercorp Financial Services's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intercorp Financial Services Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Intercorp Financial Services's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Intercorp Financial Services's Pre-Tax Income falls into.


IFS
67GF Score
Intercorp Financial Services Inc IFS
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intercorp Financial Services Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Intercorp Financial Services's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+725.217
=725

Intercorp Financial Services's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+207.414
=207

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $789 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $789 Mil mean?
Intercorp Financial Services (IFS) has a Pre-Tax Income of $789 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Intercorp Financial Services and its competitors.
Is Intercorp Financial Services' Pre-Tax Income too high?
Intercorp Financial Services' current Pre-Tax Income is $789 Mil. Overall, Intercorp Financial Services has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intercorp Financial Services' Pre-Tax Income compare to USB and PNC?
Intercorp Financial Services' Pre-Tax Income of $789 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Intercorp Financial Services and its competitors. Intercorp Financial Services's current Pre-Tax Income is $789 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intercorp Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Intercorp Financial Services (IFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $34.37, compared to a current price of $54.73 — trading 59.2% above its estimated fair value. The current Pre-Tax Income is $789 Mil. Intercorp Financial Services' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Intercorp Financial Services (IFS), the current Pre-Tax Income is $789 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intercorp Financial Services (IFS) Overvalued in 2026?

Based on GuruFocus' analysis, Intercorp Financial Services stock appears to be overvalued. The current stock price of $54.73 is trading 59.2% above its estimated GF Value™ of $34.37. GuruFocus considers Intercorp Financial Services to be Significantly Overvalued.

Key valuation signals for IFS:

  • Pre-Tax Income: $789 Mil
  • GF Value™: $34.37 vs. price of $54.73 (59.2% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the IFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intercorp Financial Services Business Description

Other Exchanges IFS:Peru9IFA:Germany
Address Avenue Carlos Villaran 140, 5th Floor, Urbanizacion Santa Catalina, La Victoria, Lima, PER, 13
Intercorp Financial Services Inc is a provider of banking, insurance, wealth management services, and payments for retail customers and commercial clients in Peru. Its purpose is centered around building financial well-being together. The company has three operating business segments: Banking, mainly loans, credit facilities, deposits, and current accounts; Insurance provides life annuity products with single-premium payment and conventional life insurance products, as well as other retail insurance products; and Wealth management provides brokerage and investment management services. Inteligo serves mainly Peruvian citizens.
67GF Score

Get the complete analysis for IFS

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$54.73
Price
$34.37
GF Value