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Intercorp Financial ServicesIFS +0.07%67 Shiller PE Ratio is 12.66 as of Sep. 10, 2026, which is 62% above its 10-year median of 7.82. GuruFocus rates IFS with a GF Score™ of 67/100 and a GF Value™ of $34.12 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,234 Banks companies, Intercorp Financial Services ranks better than 56.56% on this metric.
The historical rank and industry rank for Intercorp Financial Services's Shiller PE Ratio or its related term are showing as below:
IFS'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.15 Med: 7.82 Max: 14.27
Current: 12.99
During the past years, Intercorp Financial Services's highest Shiller PE Ratio was 14.27. The lowest was 5.15. And the median was 7.82.
IFS's Shiller PE Ratio is ranked better than 56.56% of 1234
companies
in the Banks industry
Industry Median: 13.86
vs IFS: 12.99
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Intercorp Financial Services's adjusted earnings per share data for the three months ended in Jun. 2026 was $1.570. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $4.32 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Intercorp Financial Services (NYSE:IFS) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Intercorp Financial Services Shiller PE Ratio Related Terms
Intercorp Financial Services Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intercorp Financial Services Shiller PE Ratio Chart
For the Banks - Regional subindustry, Intercorp Financial Services's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intercorp Financial Services Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Intercorp Financial Services's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Intercorp Financial Services's Shiller PE Ratio falls into.
Intercorp Financial Services Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Intercorp Financial Services (IFS) has a Shiller PE Ratio of 12.66 as of Sep. 10, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Intercorp Financial Services and its competitors. This is 62% above median its historical median of 7.82. Over the past decade, Intercorp Financial Services' Shiller PE Ratio has ranged from 5.15 to 14.27. According to the industry distribution chart, Intercorp Financial Services ranks #536 out of 1234 companies in the Banks industry, placing it in the top 43.4%.
Is Intercorp Financial Services' Shiller PE Ratio too high?
Intercorp Financial Services' current Shiller PE Ratio of 12.66 is 62% above median its 10-year median of 7.82. Over the past 10 years, this metric has ranged from a low of 5.15 to a high of 14.27. The Banks industry median Shiller PE Ratio is 13.86. Intercorp Financial Services' value of 12.66 is 8.7% below this industry median. Based on the distribution chart, Intercorp Financial Services ranks #536 out of 1234 companies in the Banks industry, which is above the industry midpoint. Overall, Intercorp Financial Services has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intercorp Financial Services' Shiller PE Ratio compare to USB and PNC?
According to the Banks industry distribution chart, Intercorp Financial Services ranks #536 out of 1234 companies for Shiller PE Ratio. This puts Intercorp Financial Services in the upper half of its industry. The industry median Shiller PE Ratio is 13.86. Intercorp Financial Services' value of 12.66 is 8.7% below this benchmark. Historically, Intercorp Financial Services' own Shiller PE Ratio has ranged from 5.15 to 14.27 over the past decade. While the company's 10-year median is 7.82 vs. the industry median of 13.86, Intercorp Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.86, based on 1,234 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intercorp Financial Services's current Shiller PE Ratio of 12.66 is 8.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Intercorp Financial Services and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intercorp Financial Services's current Shiller PE Ratio is 12.66, which is 62% above median its own 10-year median of 7.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intercorp Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Intercorp Financial Services (IFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $34.12, compared to a current price of $54.67 — trading 60.2% above its estimated fair value. The current Shiller PE Ratio is 12.66, which is 62% above median its 10-year median of 7.82 and 8.7% below the Banks industry median of 13.86. Intercorp Financial Services' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Intercorp Financial Services (IFS), the current Shiller PE Ratio is 12.66 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intercorp Financial Services (IFS) Overvalued in 2026?
Based on GuruFocus' analysis, Intercorp Financial Services stock appears to be overvalued.
The current stock price of $54.67 is trading 60.2% above its estimated GF Value™ of $34.12.
GuruFocus considers Intercorp Financial Services to be Significantly Overvalued.
Key valuation signals for IFS:
Shiller PE Ratio: 12.66 (62% above median its 10-year median of 7.82)
GF Value™: $34.12 vs. price of $54.67 (60.2% above fair value)
Industry Position: 8.7% below the Banks median (#536 of 1234)
No single metric tells the full story. See the IFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intercorp Financial Services Inc is a provider of banking, insurance, wealth management services, and payments for retail customers and commercial clients in Peru. Its purpose is centered around building financial well-being together. The company has three operating business segments: Banking, mainly loans, credit facilities, deposits, and current accounts; Insurance provides life annuity products with single-premium payment and conventional life insurance products, as well as other retail insurance products; and Wealth management provides brokerage and investment management services. Inteligo serves mainly Peruvian citizens.
67GF Score
Get the complete analysis for IFS
Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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