MNBO (MNB Holdings) Gross Loan: $198.77 Mil (As of Dec. 2025)

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MNBO MNB Holdings Corp MNBO
32 GF Score
Price $56.30
GF Value $22.95
! 5 Warning Signs
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What is MNB Holdings Gross Loan?

MNB Holdings MNBO 32 Gross Loan is $198.77 Mil as of Dec. 2025. GuruFocus rates MNBO with a GF Score™ of 32/100 and a GF Value™ of $22.95. The stock has 5 warning signs investors should review.

MNB Holdings's Gross Loan for the quarter that ended in Dec. 2025 was $198.77 Mil.

MNB Holdings's quarterly Gross Loan increased from Dec. 2023 ($146.00 Mil) to Dec. 2024 ($175.02 Mil) and increased from Dec. 2024 ($175.02 Mil) to Dec. 2025 ($198.77 Mil).

MNB Holdings's annual Gross Loan increased from Dec. 2023 ($146.00 Mil) to Dec. 2024 ($175.02 Mil) and increased from Dec. 2024 ($175.02 Mil) to Dec. 2025 ($198.77 Mil).

MNB Holdings Gross Loan Related Terms

MNB Holdings Gross Loan Historical Data

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The historical data trend for MNB Holdings's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MNB Holdings Gross Loan Chart

MNB Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 130.41 136.09 146.00 175.02 198.77

MNB Holdings Semi-Annual Data
Dec04 Dec05 Dec06 Dec07 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 130.41 136.09 146.00 175.02 198.77
MNBO
32GF Score
MNB Holdings Corp MNBO
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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MNB Holdings Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $198.77 Mil mean?
MNB Holdings (MNBO) has a Gross Loan of $198.77 Mil as of Dec. 2025. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on MNB Holdings and its competitors.
Is MNB Holdings' Gross Loan too high?
MNB Holdings' current Gross Loan is $198.77 Mil. Overall, MNB Holdings has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does MNB Holdings' Gross Loan compare to GTPS and CAIB?
MNB Holdings' Gross Loan of $198.77 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on MNB Holdings and its competitors. MNB Holdings's current Gross Loan is $198.77 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MNB Holdings stock overvalued right now?
MNB Holdings (MNBO) has a current Gross Loan of $198.77 Mil. The stock's GF Value™ is $22.95, compared to a current price of $56.30 — trading 145.3% above its estimated fair value. The current Gross Loan is $198.77 Mil. MNB Holdings' overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For MNB Holdings (MNBO), the current Gross Loan is $198.77 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MNB Holdings (MNBO) Overvalued in 2026?

Based on GuruFocus' analysis, MNB Holdings stock appears to be overvalued. The current stock price of $56.30 is trading 145.3% above its estimated GF Value™ of $22.95.

Key valuation signals for MNBO:

  • Gross Loan: $198.77 Mil
  • GF Value™: $22.95 vs. price of $56.30 (145.3% above fair value)
  • GF Score™: 32/100 with 5 warning signs

No single metric tells the full story. See the MNBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MNB Holdings Business Description

Address 3060 16th Street, San Francisco, CA, USA, 94103
MNB Holdings Corp is a bank holding company. It is engaged in the general commercial banking business in the city and county of San Francisco and all other nine San Francisco Bay Area counties. The company provides traditional commercial and retail banking services, which include accepting demand, savings, and time deposits and making commercial, and real estate loans. It also offers other installment and term loans.
32GF Score

Get the complete analysis for MNBO

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$56.30
Price
$22.95
GF Value