MNBO (MNB Holdings) 5-Year Yield-on-Cost %: 0.00 (As of Aug. 28, 2026)

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Director of Data and Quant Analytics at GuruFocus
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MNBO MNB Holdings Corp MNBO
32 GF Score
Price $56.30
GF Value $22.95
! 5 Warning Signs
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What is MNB Holdings 5-Year Yield-on-Cost %?

MNB Holdings MNBO 32 5-Year Yield-on-Cost % is 0.00 as of Aug. 28, 2026. GuruFocus rates MNBO with a GF Score™ of 32/100 and a GF Value™ of $22.95. The stock has 5 warning signs investors should review. Among 1,247 Banks companies, MNB Holdings ranks worse than 80192.38% on this metric.

MNB Holdings's yield on cost for the quarter that ended in Dec. 2025 was 0.00.


The historical rank and industry rank for MNB Holdings's 5-Year Yield-on-Cost % or its related term are showing as below:



MNBO's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.86
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

MNB Holdings  (OTCPK:MNBO) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


MNB Holdings 5-Year Yield-on-Cost % Related Terms


MNBO vs GTPS, CAIB, EBSH: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, MNB Holdings's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MNB Holdings 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, MNB Holdings's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where MNB Holdings's 5-Year Yield-on-Cost % falls into.


MNBO
32GF Score
MNB Holdings Corp MNBO
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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MNB Holdings 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of MNB Holdings is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
MNB Holdings (MNBO) has a 5-Year Yield-on-Cost % of 0.00 as of Aug. 28, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on MNB Holdings and its competitors. According to the industry distribution chart, MNB Holdings ranks #999999 out of 1247 companies in the Banks industry.
Is MNB Holdings' 5-Year Yield-on-Cost % too high?
MNB Holdings' current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, MNB Holdings ranks #999999 out of 1247 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, MNB Holdings has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does MNB Holdings' 5-Year Yield-on-Cost % compare to GTPS and CAIB?
According to the Banks industry distribution chart, MNB Holdings ranks #999999 out of 1247 companies for 5-Year Yield-on-Cost %. This places MNB Holdings in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on MNB Holdings and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MNB Holdings's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MNB Holdings stock overvalued right now?
MNB Holdings (MNBO) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is $22.95, compared to a current price of $56.30 — trading 145.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. MNB Holdings' overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For MNB Holdings (MNBO), the current 5-Year Yield-on-Cost % is 0.00 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MNB Holdings (MNBO) Overvalued in 2026?

Based on GuruFocus' analysis, MNB Holdings stock appears to be overvalued. The current stock price of $56.30 is trading 145.3% above its estimated GF Value™ of $22.95.

Key valuation signals for MNBO:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: $22.95 vs. price of $56.30 (145.3% above fair value)
  • GF Score™: 32/100 with 5 warning signs

No single metric tells the full story. See the MNBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MNB Holdings Business Description

Address 3060 16th Street, San Francisco, CA, USA, 94103
MNB Holdings Corp is a bank holding company. It is engaged in the general commercial banking business in the city and county of San Francisco and all other nine San Francisco Bay Area counties. The company provides traditional commercial and retail banking services, which include accepting demand, savings, and time deposits and making commercial, and real estate loans. It also offers other installment and term loans.
32GF Score

Get the complete analysis for MNBO

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$56.30
Price
$22.95
GF Value