MNBO (MNB Holdings) Tariff Resilience Score: 9/10 (As of Aug. 28, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MNBO MNB Holdings Corp MNBO
32 GF Score
Price $56.30
GF Value $22.95
! 5 Warning Signs
View Full Analysis

What is MNB Holdings Tariff Resilience Score?

MNB Holdings MNBO 32 Tariff Resilience Score is 9 as of Aug. 28, 2026. GuruFocus rates MNBO with a GF Score™ of 32/100 and a GF Value™ of $22.95. The stock has 5 warning signs investors should review. Among 1,602 Banks companies, MNB Holdings ranks better than 99.25% on this metric.

MNB Holdings has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

MNB Holdings has MNB Holdings, operating in the financial sector, has limited direct exposure to tariffs. Its business is primarily domestic, reducing vulnerability to international trade issues.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes MNB Holdings might have Highly Resilient.

MNB Holdings  (OTCPK:MNBO) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

MNB Holdings Tariff Resilience Score Related Terms

MNBO vs GTPS, CAIB, EBSH: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, MNB Holdings's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MNB Holdings Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, MNB Holdings's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where MNB Holdings's Tariff Resilience Score falls into.


MNBO
32GF Score
MNB Holdings Corp MNBO
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Tariff Resilience Score of 9 mean?
MNB Holdings (MNBO) has a Tariff Resilience Score of 9 as of Aug. 28, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, MNB Holdings ranks #12 out of 1602 companies in the Banks industry, placing it in the top 0.7%.
Is MNB Holdings' Tariff Resilience Score too high?
MNB Holdings' current Tariff Resilience Score is 9. Based on the distribution chart, MNB Holdings ranks #12 out of 1602 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, MNB Holdings has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does MNB Holdings' Tariff Resilience Score compare to GTPS and CAIB?
According to the Banks industry distribution chart, MNB Holdings ranks #12 out of 1602 companies for Tariff Resilience Score. This places MNB Holdings in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. MNB Holdings's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MNB Holdings stock overvalued right now?
MNB Holdings (MNBO) has a current Tariff Resilience Score of 9. The stock's GF Value™ is $22.95, compared to a current price of $56.30 — trading 145.3% above its estimated fair value. The current Tariff Resilience Score is 9. MNB Holdings' overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For MNB Holdings (MNBO), the current Tariff Resilience Score is 9 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MNB Holdings (MNBO) Overvalued in 2026?

Based on GuruFocus' analysis, MNB Holdings stock appears to be overvalued. The current stock price of $56.30 is trading 145.3% above its estimated GF Value™ of $22.95.

Key valuation signals for MNBO:

  • Tariff Resilience Score: 9
  • GF Value™: $22.95 vs. price of $56.30 (145.3% above fair value)
  • GF Score™: 32/100 with 5 warning signs

No single metric tells the full story. See the MNBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MNB Holdings Business Description

Address 3060 16th Street, San Francisco, CA, USA, 94103
MNB Holdings Corp is a bank holding company. It is engaged in the general commercial banking business in the city and county of San Francisco and all other nine San Francisco Bay Area counties. The company provides traditional commercial and retail banking services, which include accepting demand, savings, and time deposits and making commercial, and real estate loans. It also offers other installment and term loans.
32GF Score

Get the complete analysis for MNBO

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$56.30
Price
$22.95
GF Value