Sumitomo Mitsui Financial Group (STU:XMF) Gross Loan: €686,733 Mil (As of Jun. 2026)

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STU:XMF Sumitomo Mitsui Financial Group Inc STU:XMF
64 GF Score
Price €37.12
GF Value €24.92
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Sumitomo Mitsui Financial Group Gross Loan?

Sumitomo Mitsui Financial Group STU:XMF +3.34% 64 Gross Loan is €686,733 Mil as of Jun. 2026. GuruFocus rates STU:XMF with a GF Score™ of 64/100 and a GF Value™ of €24.92 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Sumitomo Mitsui Financial Group's Gross Loan for the quarter that ended in Jun. 2026 was €686,733 Mil.

Sumitomo Mitsui Financial Group's quarterly Gross Loan increased from Dec. 2025 (€678,369 Mil) to Mar. 2026 (€684,178 Mil) and increased from Mar. 2026 (€684,178 Mil) to Jun. 2026 (€686,733 Mil).

Sumitomo Mitsui Financial Group's annual Gross Loan increased from Mar. 2024 (€689,901 Mil) to Mar. 2025 (€721,930 Mil) but then declined from Mar. 2025 (€721,930 Mil) to Mar. 2026 (€684,178 Mil).

Sumitomo Mitsui Financial Group Gross Loan Related Terms

Sumitomo Mitsui Financial Group Gross Loan Historical Data

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The historical data trend for Sumitomo Mitsui Financial Group's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sumitomo Mitsui Financial Group Gross Loan Chart

Sumitomo Mitsui Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 710,604.76 727,337.65 689,900.77 721,929.98 684,178.05

Sumitomo Mitsui Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 709,000.43 684,693.95 678,369.35 684,178.05 686,733.16
STU:XMF
64GF Score
Sumitomo Mitsui Financial Group Inc STU:XMF
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Sumitomo Mitsui Financial Group Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of €686,733 Mil mean?
Sumitomo Mitsui Financial Group (STU:XMF) has a Gross Loan of €686,733 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Sumitomo Mitsui Financial Group and its competitors.
Is Sumitomo Mitsui Financial Group's Gross Loan too high?
Sumitomo Mitsui Financial Group's current Gross Loan is €686,733 Mil. Overall, Sumitomo Mitsui Financial Group has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sumitomo Mitsui Financial Group's Gross Loan compare to JPM and BAC?
Sumitomo Mitsui Financial Group's Gross Loan of €686,733 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Sumitomo Mitsui Financial Group and its competitors. Sumitomo Mitsui Financial Group's current Gross Loan is €686,733 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sumitomo Mitsui Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Sumitomo Mitsui Financial Group (STU:XMF) is currently considered Significantly Overvalued. The stock's GF Value™ is €24.92, compared to a current price of €37.12 — trading 49% above its estimated fair value. The current Gross Loan is €686,733 Mil. Sumitomo Mitsui Financial Group's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Sumitomo Mitsui Financial Group (STU:XMF), the current Gross Loan is €686,733 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sumitomo Mitsui Financial Group (STU:XMF) Overvalued in 2026?

Based on GuruFocus' analysis, Sumitomo Mitsui Financial Group stock appears to be overvalued. The current stock price of €37.12 is trading 49% above its estimated GF Value™ of €24.92. GuruFocus considers Sumitomo Mitsui Financial Group to be Significantly Overvalued.

Key valuation signals for STU:XMF:

  • Gross Loan: €686,733 Mil
  • GF Value™: €24.92 vs. price of €37.12 (49% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the STU:XMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sumitomo Mitsui Financial Group Business Description

Address 1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo, JPN, 100-0005
Sumitomo Mitsui Financial Group is roughly tied with Mizuho Financial Group for the status of Japan's second-largest bank after Mitsubishi UFJ Financial Group. As of March 2025, its market share of domestic loans was 7.3%, compared with 8.4% for MUFG. It has a larger consumer finance business than the other two megabanks, owning 100% of the Promise business and SMBC Card. It also controls one of Japan's largest leasing companies and SMBC Aviation Capital, one of the top five aircraft lessors globally. In securities, its SMBC Nikko unit is Japan's third-largest retail broker, although SMFG has lagged somewhat in institutional securities business and asset management.
64GF Score

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Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.12
Price
€24.92
GF Value