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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-07), Sumitomo Mitsui Financial Group's 3-1 Month Momentum % is 19.45%.
Sumitomo Mitsui Financial Group (STU:XMF) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Sumitomo Mitsui Financial Group 3-1 Month Momentum % Related Terms
STU:XMF vs JPM, BAC, WFC: 3-1 Month Momentum % Comparison
For the Banks - Diversified subindustry, Sumitomo Mitsui Financial Group's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sumitomo Mitsui Financial Group 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Sumitomo Mitsui Financial Group's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Sumitomo Mitsui Financial Group's 3-1 Month Momentum % falls into.
Sumitomo Mitsui Financial Group (STU:XMF) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sumitomo Mitsui Financial Group (STU:XMF) has a 3-1 Month Momentum % of 19.45% as of Aug. 07, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Sumitomo Mitsui Financial Group and its competitors. According to the industry distribution chart, Sumitomo Mitsui Financial Group ranks #73 out of 1569 companies in the Banks industry, placing it in the top 4.7%.
Is Sumitomo Mitsui Financial Group's 3-1 Month Momentum % too high?
Sumitomo Mitsui Financial Group's current 3-1 Month Momentum % is 19.45%. The Banks industry median 3-1 Month Momentum % is 3.31. Sumitomo Mitsui Financial Group's value of 19.45% is 487.6% above this industry median. Based on the distribution chart, Sumitomo Mitsui Financial Group ranks #73 out of 1569 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sumitomo Mitsui Financial Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sumitomo Mitsui Financial Group's 3-1 Month Momentum % compare to JPM and BAC?
According to the Banks industry distribution chart, Sumitomo Mitsui Financial Group ranks #73 out of 1569 companies for 3-1 Month Momentum %. This places Sumitomo Mitsui Financial Group in the top 5% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 3.31. Sumitomo Mitsui Financial Group's value of 19.45% is 487.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 3.31, based on 1,569 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sumitomo Mitsui Financial Group's current 3-1 Month Momentum % of 19.45% is 487.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Sumitomo Mitsui Financial Group and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 3.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sumitomo Mitsui Financial Group's current 3-1 Month Momentum % is 19.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sumitomo Mitsui Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Sumitomo Mitsui Financial Group (STU:XMF) is currently considered Significantly Overvalued. The stock's GF Value™ is €25.60, compared to a current price of €37.16 — trading 45.1% above its estimated fair value. The current 3-1 Month Momentum % is 19.45% and 487.6% above the Banks industry median of 3.31. Sumitomo Mitsui Financial Group's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Sumitomo Mitsui Financial Group (STU:XMF), the current 3-1 Month Momentum % is 19.45% as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sumitomo Mitsui Financial Group (STU:XMF) Overvalued in 2026?
Based on GuruFocus' analysis, Sumitomo Mitsui Financial Group stock appears to be overvalued.
The current stock price of €37.16 is trading 45.1% above its estimated GF Value™ of €25.60.
GuruFocus considers Sumitomo Mitsui Financial Group to be Significantly Overvalued.
Key valuation signals for STU:XMF:
3-1 Month Momentum %: 19.45%
GF Value™: €25.60 vs. price of €37.16 (45.1% above fair value)
Industry Position: 487.6% above the Banks median (#73 of 1569)
No single metric tells the full story. See the STU:XMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sumitomo Mitsui Financial Group is roughly tied with Mizuho Financial Group for the status of Japan's second-largest bank after Mitsubishi UFJ Financial Group. As of March 2025, its market share of domestic loans was 7.3%, compared with 8.4% for MUFG. It has a larger consumer finance business than the other two megabanks, owning 100% of the Promise business and SMBC Card. It also controls one of Japan's largest leasing companies and SMBC Aviation Capital, one of the top five aircraft lessors globally. In securities, its SMBC Nikko unit is Japan's third-largest retail broker, although SMFG has lagged somewhat in institutional securities business and asset management.
67GF Score
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