Sumitomo Mitsui Financial Group (STU:XMF) EPS without NRI: €2.39 (TTM As of Mar. 2026)


STU:XMF Sumitomo Mitsui Financial Group Inc STU:XMF
61 GF Score
Price €37.25
GF Value €23.54
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Sumitomo Mitsui Financial Group EPS without NRI?

Sumitomo Mitsui Financial Group STU:XMF +2.34% 61 EPS without NRI is €2.39 as of Mar. 2026. GuruFocus rates STU:XMF with a GF Score™ of 61/100 and a GF Value™ of €23.54 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,415 Banks companies, Sumitomo Mitsui Financial Group ranks better than 84.31% on this metric.

Sumitomo Mitsui Financial Group's earnings per share without non-recurring items for the three months ended in Mar. 2026 was €0.31. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was €2.39.

During the past 12 months, Sumitomo Mitsui Financial Group's average earnings per share (NRI) Growth Rate was 38.10% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 26.50% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 23.70% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 8.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Sumitomo Mitsui Financial Group's EPS without NRI or its related term are showing as below:

STU:XMF' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -11.8   Med: 4.25   Max: 57.3
Current: 26.5

During the past 13 years, Sumitomo Mitsui Financial Group's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 57.30% per year. The lowest was -11.80% per year. And the median was 4.25% per year.

STU:XMF's 3-Year EPS without NRI Growth Rate is ranked better than
84.31% of 1415 companies
in the Banks industry
Industry Median: 7.2 vs STU:XMF: 26.50

Sumitomo Mitsui Financial Group's EPS (Diluted) for the three months ended in Mar. 2026 was €0.27. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €2.35.

Sumitomo Mitsui Financial Group's EPS (Basic) for the three months ended in Mar. 2026 was €0.27. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was €2.35.


Sumitomo Mitsui Financial Group  (STU:XMF) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Sumitomo Mitsui Financial Group EPS without NRI Related Terms


Sumitomo Mitsui Financial Group EPS without NRI Historical Data

* Premium members only.

The historical data trend for Sumitomo Mitsui Financial Group's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sumitomo Mitsui Financial Group EPS without NRI Chart

Sumitomo Mitsui Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.47 1.45 1.62 1.89 2.30

Sumitomo Mitsui Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.09 0.59 0.83 0.66 0.31

STU:XMF vs JPM, BAC, WFC: EPS without NRI Comparison

For the Banks - Diversified subindustry, Sumitomo Mitsui Financial Group's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sumitomo Mitsui Financial Group PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Sumitomo Mitsui Financial Group's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Sumitomo Mitsui Financial Group's PE Ratio without NRI falls into.


STU:XMF
61GF Score
Sumitomo Mitsui Financial Group Inc STU:XMF
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Sumitomo Mitsui Financial Group EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of €2.39 mean?
Sumitomo Mitsui Financial Group (STU:XMF) has a EPS without NRI of €2.39 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Sumitomo Mitsui Financial Group and its competitors. According to the industry distribution chart, Sumitomo Mitsui Financial Group ranks #222 out of 1415 companies in the Banks industry, placing it in the top 15.7%.
Is Sumitomo Mitsui Financial Group's EPS without NRI too high?
Sumitomo Mitsui Financial Group's current EPS without NRI is €2.39. Based on the distribution chart, Sumitomo Mitsui Financial Group ranks #222 out of 1415 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sumitomo Mitsui Financial Group has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sumitomo Mitsui Financial Group's EPS without NRI compare to JPM and BAC?
According to the Banks industry distribution chart, Sumitomo Mitsui Financial Group ranks #222 out of 1415 companies for EPS without NRI. This places Sumitomo Mitsui Financial Group in the top 16% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 7.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.20, based on 1,415 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Sumitomo Mitsui Financial Group and its competitors. For the Banks industry, the median EPS without NRI is 7.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sumitomo Mitsui Financial Group's current EPS without NRI is €2.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sumitomo Mitsui Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Sumitomo Mitsui Financial Group (STU:XMF) is currently considered Significantly Overvalued. The stock's GF Value™ is €23.54, compared to a current price of €37.25 — trading 58.2% above its estimated fair value. The current EPS without NRI is €2.39. Sumitomo Mitsui Financial Group's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Sumitomo Mitsui Financial Group (STU:XMF), the current EPS without NRI is €2.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sumitomo Mitsui Financial Group (STU:XMF) Overvalued in 2026?

Based on GuruFocus' analysis, Sumitomo Mitsui Financial Group stock appears to be overvalued. The current stock price of €37.25 is trading 58.2% above its estimated GF Value™ of €23.54. GuruFocus considers Sumitomo Mitsui Financial Group to be Significantly Overvalued.

Key valuation signals for STU:XMF:

  • EPS without NRI: €2.39
  • GF Value™: €23.54 vs. price of €37.25 (58.2% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the STU:XMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sumitomo Mitsui Financial Group Business Description

Address 1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo, JPN, 100-0005
Sumitomo Mitsui Financial Group is roughly tied with Mizuho Financial Group for the status of Japan's second-largest bank after Mitsubishi UFJ Financial Group. As of March 2025, its market share of domestic loans was 7.3%, compared with 8.4% for MUFG. It has a larger consumer finance business than the other two megabanks, owning 100% of the Promise business and SMBC Card. It also controls one of Japan's largest leasing companies and SMBC Aviation Capital, one of the top five aircraft lessors globally. In securities, its SMBC Nikko unit is Japan's third-largest retail broker, although SMFG has lagged somewhat in institutional securities business and asset management.
61GF Score

Get the complete analysis for STU:XMF

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.25
Price
€23.54
GF Value