Sumitomo Mitsui Financial GroupSTU:XMF -1.22%61 Dividend Yield % is 2.48% as of Jun. 25, 2026, which is 37% below its 10-year median of 3.94. GuruFocus rates STU:XMF with a GF Score™ of 61/100 and a GF Value™ of €23.57 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,251 Banks companies, Sumitomo Mitsui Financial Group ranks worse than 64.75% on this metric.
During the past 12 months, Sumitomo Mitsui Financial Group's average Dividends Per Share Growth Rate was 28.70% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 25.20% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 19.80% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 10.90% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Sumitomo Mitsui Financial Group was 58.70% per year. The lowest was -5.90% per year. And the median was 8.10% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Sumitomo Mitsui Financial Group (STU:XMF) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sumitomo Mitsui Financial Group Dividend Yield % Chart
STU:XMF vs JPM, BAC, WFC: Dividend Yield % Comparison
For the Banks - Diversified subindustry, Sumitomo Mitsui Financial Group's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sumitomo Mitsui Financial Group Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Sumitomo Mitsui Financial Group's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Sumitomo Mitsui Financial Group's Dividend Yield % falls into.
Sumitomo Mitsui Financial Group Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Sumitomo Mitsui Financial Group Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
JPY 79.000000
2026-03-30
2026-03-31
2026-06-29
Cash Dividend
semi-annually
JPY:EUR 0.005438
JPY 78.000000
2025-09-29
2025-09-30
2025-12-02
Cash Dividend
semi-annually
JPY:EUR 0.005758
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sumitomo Mitsui Financial Group (STU:XMF) has a Dividend Yield % of 2.48% as of Jun. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Sumitomo Mitsui Financial Group and its competitors. This is 37% below median its historical median of 3.94. Over the past decade, Sumitomo Mitsui Financial Group's Dividend Yield % has ranged from 2.31 to 7.45. According to the industry distribution chart, Sumitomo Mitsui Financial Group ranks #810 out of 1251 companies in the Banks industry, placing it in the top 64.7%.
Is Sumitomo Mitsui Financial Group's Dividend Yield % too high?
Sumitomo Mitsui Financial Group's current Dividend Yield % of 2.48% is 37% below median its 10-year median of 3.94. Over the past 10 years, this metric has ranged from a low of 2.31 to a high of 7.45. The Banks industry median Dividend Yield % is 3.03. Sumitomo Mitsui Financial Group's value of 2.48% is 18.2% below this industry median. Based on the distribution chart, Sumitomo Mitsui Financial Group ranks #810 out of 1251 companies in the Banks industry, which is below the industry midpoint. Overall, Sumitomo Mitsui Financial Group has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sumitomo Mitsui Financial Group's Dividend Yield % compare to JPM and BAC?
According to the Banks industry distribution chart, Sumitomo Mitsui Financial Group ranks #810 out of 1251 companies for Dividend Yield %. This places Sumitomo Mitsui Financial Group in the lower half of its industry. The industry median Dividend Yield % is 3.03. Sumitomo Mitsui Financial Group's value of 2.48% is 18.2% below this benchmark. Historically, Sumitomo Mitsui Financial Group's own Dividend Yield % has ranged from 2.31 to 7.45 over the past decade. While the company's 10-year median is 3.94 vs. the industry median of 3.03, Sumitomo Mitsui Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sumitomo Mitsui Financial Group's current Dividend Yield % of 2.48% is 18.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Sumitomo Mitsui Financial Group and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sumitomo Mitsui Financial Group's current Dividend Yield % is 2.48%, which is 37% below median its own 10-year median of 3.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sumitomo Mitsui Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Sumitomo Mitsui Financial Group (STU:XMF) is currently considered Significantly Overvalued. The stock's GF Value™ is €23.57, compared to a current price of €34.77 — trading 47.5% above its estimated fair value. The current Dividend Yield % is 2.48%, which is 37% below median its 10-year median of 3.94 and 18.2% below the Banks industry median of 3.03. Sumitomo Mitsui Financial Group's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Sumitomo Mitsui Financial Group (STU:XMF), the current Dividend Yield % is 2.48% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sumitomo Mitsui Financial Group (STU:XMF) Overvalued in 2026?
Based on GuruFocus' analysis, Sumitomo Mitsui Financial Group stock appears to be overvalued.
The current stock price of €34.77 is trading 47.5% above its estimated GF Value™ of €23.57.
GuruFocus considers Sumitomo Mitsui Financial Group to be Significantly Overvalued.
Key valuation signals for STU:XMF:
Dividend Yield %: 2.48% (37% below median its 10-year median of 3.94)
GF Value™: €23.57 vs. price of €34.77 (47.5% above fair value)
Industry Position: 18.2% below the Banks median (#810 of 1251)
No single metric tells the full story. See the STU:XMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sumitomo Mitsui Financial Group Business Description
Sumitomo Mitsui Financial Group is roughly tied with Mizuho Financial Group for the status of Japan's second-largest bank after Mitsubishi UFJ Financial Group. As of March 2025, its market share of domestic loans was 7.3%, compared with 8.4% for MUFG. It has a larger consumer finance business than the other two megabanks, owning 100% of the Promise business and SMBC Card. It also controls one of Japan's largest leasing companies and SMBC Aviation Capital, one of the top five aircraft lessors globally. In securities, its SMBC Nikko unit is Japan's third-largest retail broker, although SMFG has lagged somewhat in institutional securities business and asset management.
61GF Score
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