ADAM (Adamas Trust) Net Loan: $4,675.5 Mil (As of Mar. 2026)


ADAM Adamas Trust Inc ADAM
51 GF Score
Price $9.13
GF Value $10.65
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Adamas Trust Net Loan?

Adamas Trust ADAM -0.10% 51 Net Loan is $4,675.5 Mil as of Mar. 2026. GuruFocus rates ADAM with a GF Score™ of 51/100 and a GF Value™ of $10.65 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Adamas Trust's quarterly net loan increased from Sep. 2025 ($4,325.3 Mil) to Dec. 2025 ($4,494.4 Mil) and increased from Dec. 2025 ($4,494.4 Mil) to Mar. 2026 ($4,675.5 Mil).

Adamas Trust's annual net loan increased from Dec. 2023 ($3,180.1 Mil) to Dec. 2024 ($4,494.4 Mil) and increased from Dec. 2024 ($4,494.4 Mil) to Dec. 2025 ($4,675.5 Mil).

Adamas Trust Net Loan Historical Data

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The historical data trend for Adamas Trust's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adamas Trust Net Loan Chart

Adamas Trust Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,695.62 3,612.61 3,180.10 3,927.93 4,494.36

Adamas Trust Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,000.49 4,101.03 4,325.33 4,494.36 4,675.54
ADAM
51GF Score
Adamas Trust Inc ADAM
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Adamas Trust Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $4,675.5 Mil mean?
Adamas Trust (ADAM) has a Net Loan of $4,675.5 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Adamas Trust and its competitors.
Is Adamas Trust's Net Loan too high?
Adamas Trust's current Net Loan is $4,675.5 Mil. Overall, Adamas Trust has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Adamas Trust's Net Loan compare to IVR and PMT?
Adamas Trust's Net Loan of $4,675.5 Mil can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a REITs company?
A good Net Loan depends on the REITs industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Adamas Trust and its competitors. Adamas Trust's current Net Loan is $4,675.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adamas Trust stock overvalued right now?
Based on GuruFocus' analysis, Adamas Trust (ADAM) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.65, compared to a current price of $9.13 — trading 14.3% below its estimated fair value. The current Net Loan is $4,675.5 Mil. Adamas Trust's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Adamas Trust (ADAM), the current Net Loan is $4,675.5 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adamas Trust (ADAM) Overvalued in 2026?

Based on GuruFocus' analysis, Adamas Trust stock appears to be undervalued. The current stock price of $9.13 is trading 14.3% below its estimated GF Value™ of $10.65. GuruFocus considers Adamas Trust to be Modestly Undervalued.

Key valuation signals for ADAM:

  • Net Loan: $4,675.5 Mil
  • GF Value™: $10.65 vs. price of $9.13 (14.3% below fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the ADAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Adamas Trust Business Description

Industry Real EstateREITs
Address 90 Park Avenue, New York, NY, USA, 10016
Adamas Trust Inc is an internally-managed REIT for U.S. federal income tax purposes, in the business of acquiring, investing in, financing, and managing mainly mortgage-related single-family and multi-family residential assets. Its objective is to deliver long-term stable distributions to its stockholders over changing economic conditions through a combination of net interest spread and capital gains from a diversified investment portfolio. The company's investment portfolio includes credit-sensitive single-family and multi-family assets.
51GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.13
Price
$10.65
GF Value