Adamas TrustADAM 51 5-Year Yield-on-Cost % is 7.17 as of Jul. 02, 2026, which is 22% below its 10-year median of 9.20. GuruFocus rates ADAM with a GF Score™ of 51/100 and a GF Value™ of $10.63 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 875 REITs companies, Adamas Trust ranks worse than 50.86% on this metric.
Adamas Trust's yield on cost for the quarter that ended in Mar. 2026 was 7.17.
The historical rank and industry rank for Adamas Trust's 5-Year Yield-on-Cost % or its related term are showing as below:
ADAM'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.32 Med: 9.2 Max: 38.45
Current: 7.17
During the past 13 years, Adamas Trust's highest Yield on Cost was 38.45. The lowest was 3.32. And the median was 9.20.
ADAM's 5-Year Yield-on-Cost % is ranked worse than 50.86% of 875
companies
in the REITs industry
Industry Median: 7.23
vs ADAM: 7.17
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Adamas Trust 5-Year Yield-on-Cost % Related Terms
ADAM vs IVR, PMT, BRSP: 5-Year Yield-on-Cost % Comparison
For the REIT - Mortgage subindustry, Adamas Trust's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Adamas Trust 5-Year Yield-on-Cost % vs REITs Industry
For the REITs industry and Real Estate sector, Adamas Trust's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Adamas Trust's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Adamas Trust is calculated as
Adamas Trust (ADAM) has a 5-Year Yield-on-Cost % of 7.17 as of Jul. 02, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Adamas Trust and its competitors. This is 22% below median its historical median of 9.20. Over the past decade, Adamas Trust's 5-Year Yield-on-Cost % has ranged from 3.32 to 38.45. According to the industry distribution chart, Adamas Trust ranks #445 out of 875 companies in the REITs industry, placing it in the top 50.9%.
Is Adamas Trust's 5-Year Yield-on-Cost % too high?
Adamas Trust's current 5-Year Yield-on-Cost % of 7.17 is 22% below median its 10-year median of 9.20. Over the past 10 years, this metric has ranged from a low of 3.32 to a high of 38.45. The REITs industry median 5-Year Yield-on-Cost % is 7.23. Adamas Trust's value of 7.17 is 0.8% below this industry median. Based on the distribution chart, Adamas Trust ranks #445 out of 875 companies in the REITs industry, which is below the industry midpoint. Overall, Adamas Trust has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Adamas Trust's 5-Year Yield-on-Cost % compare to IVR and PMT?
According to the REITs industry distribution chart, Adamas Trust ranks #445 out of 875 companies for 5-Year Yield-on-Cost %. This places Adamas Trust in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 7.23. Adamas Trust's value of 7.17 is 0.8% below this benchmark. Historically, Adamas Trust's own 5-Year Yield-on-Cost % has ranged from 3.32 to 38.45 over the past decade. While the company's 10-year median is 9.20 vs. the industry median of 7.23, Adamas Trust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a REITs company?
The median 5-Year Yield-on-Cost % among REITs companies is 7.23, based on 875 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Adamas Trust's current 5-Year Yield-on-Cost % of 7.17 is 0.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Adamas Trust and its competitors. For the REITs industry, the median 5-Year Yield-on-Cost % is 7.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adamas Trust's current 5-Year Yield-on-Cost % is 7.17, which is 22% below median its own 10-year median of 9.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adamas Trust stock overvalued right now?
Based on GuruFocus' analysis, Adamas Trust (ADAM) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.63, compared to a current price of $9.29 — trading 12.7% below its estimated fair value. The current 5-Year Yield-on-Cost % is 7.17, which is 22% below median its 10-year median of 9.20 and 0.8% below the REITs industry median of 7.23. Adamas Trust's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Adamas Trust (ADAM), the current 5-Year Yield-on-Cost % is 7.17 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Adamas Trust (ADAM) Overvalued in 2026?
Based on GuruFocus' analysis, Adamas Trust stock appears to be undervalued.
The current stock price of $9.29 is trading 12.7% below its estimated GF Value™ of $10.63.
GuruFocus considers Adamas Trust to be Modestly Undervalued.
Key valuation signals for ADAM:
5-Year Yield-on-Cost %: 7.17 (22% below median its 10-year median of 9.20)
GF Value™: $10.63 vs. price of $9.29 (12.7% below fair value)
Industry Position: 0.8% below the REITs median (#445 of 875)
No single metric tells the full story. See the ADAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Adamas Trust Inc is an internally-managed REIT for U.S. federal income tax purposes, in the business of acquiring, investing in, financing, and managing mainly mortgage-related single-family and multi-family residential assets. Its objective is to deliver long-term stable distributions to its stockholders over changing economic conditions through a combination of net interest spread and capital gains from a diversified investment portfolio. The company's investment portfolio includes credit-sensitive single-family and multi-family assets.
51GF Score
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